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Marvel Approved

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Frequent Contributor

Marvel Approved

Had a balance transfer about to hit one of my files so I decided to app for the Marvel Card instead of waiting the 3-4 months for my renovations/refinance to roll the balances into my mortgage. Got the "You will recieve a letter within 30 days message" called credit solutions and found out my application was pending review.

Put me on hold for 5 minutes and came back with a welcome to the Marvel Family. You have been approved for $1,500. Smiley Mad $1,500... I asked if there was a way to reconsider the credit line as it is substantially lower than anything else I have out there. She said I had to wait until I receive the card and then I will be able to have the line reviewed at activation. I guess I am happy that I am now got 1 of my 3 cards on my wish list for this year, but $1,500... jeez.

Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
Message 1 of 21
20 REPLIES 20
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Valued Contributor

Re: Marvel Approved

Congrats on the approval Sorry for the SL

Message 2 of 21
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Established Contributor

Re: Marvel Approved

Congrats! We all love big approvals! If it makes you feel better mine started at $2,000 in late July and it is now $8,000.... As I would say to myself they could have just denied you, you have got to be happy with what you got, Dep. Best wishes
AAOA 15 months Fico 08's 714 717 678 11% Utilization
Message 3 of 21
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Moderator

Re: Marvel Approved

I was approved for 1k but when it reported (it reported before I received the card), it was actually 4K. 

If your amount is actually 1.5k, I wouldn't worry to much, the card can grow quickly. 

Got some pruning to do... No more new cards!
Message 4 of 21
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Regular Contributor

Re: Marvel Approved

What i would like to know is which design did you choose?
FICO Scores: EX-665 TU-690 EQ-670 (10-23-2017)
Amazon Store Card - CL $5000/AMEX BCE - CL $2000/ AMEX Everyday - $500/ Barclay Rewards Card - CL $1500/ Capital One secure card $500/ Capital One QS $1600/ Discover IT $10500/ Walmart Card - CL $5000/ Old Navy Card - CL $6000/ U.S. Bank Cash+ Visa Signature Card - CL $500
Message 5 of 21
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Frequent Contributor

Re: Marvel Approved

I chose the one with all the charactures. Also by chance can you confirm if your CLI's have been hard pulls or soft pulls?

Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
Message 6 of 21
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Valued Contributor

Re: Marvel Approved

It looks like this is your first card with Synchrony. Generally they do approve low for a lot of their cards. But with your TU score (which is close to what mine was for a long time) you MIGHT be able to get your limit up to $3500 once you receive and activate the card--and I'm saying this from experience with Synchrony. Good luck.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 7 of 21
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Community Leader
Mega Contributor

Re: Marvel Approved

Congrats Sean on your approval. The clis will be sp and 2 trains of thought, once you get card call cs and ask for a cli, if they dont approve on the first try like when this card came out it seems the new standard is to let 1 statemebt cut and then recall and they should spprove it. I started out with $1500 but got it to $6 k with a call to Cs now at 8k. Remember with Synchrony you can go to bed a pauper and wake up being a princeSmiley Happy
Message 8 of 21
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Frequent Contributor

Re: Marvel Approved

Does Care Credit count as a SYNC account? If so then I have been with them for 14 ish months. But I am happy that they are soft pulls. Most of my spending is dining out so I like that feature and TBH I really only wanted it because I am a huge marvel fan.

Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
Message 9 of 21
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Regular Contributor

Re: Marvel Approved

how high a limit can the marvel card get? i dont recall seeing anyone over 8,000...

Message 10 of 21
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