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First of all, I'd like to say thanks to everyone on this forum that contributes to the community with their wealth of knowledge. I'd like to provide a few data points on my recent approval so maybe I can help someone.
I first applied for this card on 6/7 and was declined with a TU score of 633(I know!! I wouldn't have applied if I'd read up on it.)
Fast forward to today, My TU Fico score is 694, my AAOA is 1.2 years, 14 INQ on TU, overall UTI 20%, I have a few store cards between 60-80% UTI, no collections, an auto repossession about 4 years old, and an installment loan 6 years old that is due to fall off next July.
I was approved for 1500 SL.
I haven't called CS for a CLI yet but I plan on doing so today or tomorrow.
If I left any vital information out please let my know because I plan on contributing more in the future.
Update: I called CS and asked for 10k and they countered with 6k.
Congrats on your approval! I'll probably be using mine much more with Discover's 5% dining ending tomorrow.
@SunriseEarth wrote:Congrats on your approval! I'll probably be using mine much more with Discover's 5% dining ending tomorrow.
Thanks.. I use my discover for dining too, so this will be a nice replacement starting in July.
Congratulations!
Congrats
Don't know much about the bank. Is syncrony a prime lender? I'm probably not going to apply. Chase Freedom is 5% next month and I can't find what the other "entertainment" catagories are for 3%
Congrats! As others has stated it is a very good no AF dining and entertainment card. Been very tempted in the past to apply although have Discover and Freedom which takes me through half the year for part of my dining expense. Still debating on it towards end of year
Congrats on your Marvel approval!