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Marvel MC

Hammer25
Regular Contributor

Marvel MC

First of all, I'd like to say thanks to everyone on this forum that contributes to the community with their wealth of knowledge. I'd like to provide a few data points on my recent approval so maybe I can help someone.

 

I first applied for this card on 6/7 and was declined with a TU score of 633(I know!! I wouldn't have applied if I'd read up on it.)

 

Fast forward to today, My TU Fico score is 694, my AAOA is 1.2 years, 14 INQ on TU, overall UTI 20%, I have a few store cards between 60-80% UTI, no collections, an auto repossession about 4 years old, and an installment loan 6 years old that is due to fall off next July.

 

I was approved for 1500 SL.

 

I haven't called CS for a CLI yet but I plan on doing so today or tomorrow. 

 

If I left any vital information out please let my know because I plan on contributing more in the future.

 

 

Update: I called CS and asked for 10k and they countered with 6k. 

 

 

Amex ED+++Amex BCE+++Marvel+++Stash+++QS+++QS1+++Discover IT+++GM Buypower+++Walmart+++AE+++VS+++Lowes+++Gamestop
Message 1 of 18
17 REPLIES 17
SunriseEarth
Moderator Emeritus

Re: Marvel MC

Congrats on your approval!   I'll probably be using mine much more with Discover's 5% dining ending tomorrow.  



Start: 619 (TU08, 9/2013) | Current: 788 (TU08, 10/6/21)
AMEX Cash Magnet $64000 | Discover IT $46000 | BofA BBR #1 $43900 | BoA BBR #2 $31100 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Sony Card VS $23750 | GS Apple Card WEMC $20000 | Freedom Flex WEMC $20000 | Cap 1 QS WMC $17250 | Disney VS $15000 | FNBO Evergreen VS $15000 | Target MC $14500 | Amazon VS $12000 | WF Active Cash VS $12,000 | Jared Gold Card $12000 | Citi Custom Cash MC $11600 | AARP VS $8800 | Belk MC $3800 | ~~
Message 2 of 18
Hammer25
Regular Contributor

Re: Marvel MC


@SunriseEarth wrote:

Congrats on your approval!   I'll probably be using mine much more with Discover's 5% dining ending tomorrow.  


 Thanks.. I use my discover for dining too, so this will be a nice replacement starting in July.

 

 

 

 

Amex ED+++Amex BCE+++Marvel+++Stash+++QS+++QS1+++Discover IT+++GM Buypower+++Walmart+++AE+++VS+++Lowes+++Gamestop
Message 3 of 18
Musiclover
Super Contributor

Re: Marvel MC

Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 4 of 18
AverageJoesCredit
Mega Contributor

Re: Marvel MC

Great job seems around 690 yields you a 1500 sl then to 6g with call to CS. Happened to me like that. It really is a cool card, eye opener and useful too.Smiley Happy EnjoySmiley Happy
Message 5 of 18
alextercero
Super Contributor

Re: Marvel MC

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)
Starting Fico Scores 8:

Current Fico Scores 8: (Dec 2021)

Credit Age:

Inquiries:


Message 6 of 18
degs138
Established Contributor

Re: Marvel MC

Don't know much about the bank. Is syncrony a prime lender?  I'm probably not going to apply.  Chase Freedom is 5% next month and I can't find what the other "entertainment" catagories are for 3%


FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 7 of 18
CreditCuriosity
Moderator

Re: Marvel MC

Congrats!  As others has stated it is a very good no AF dining and entertainment card.  Been very tempted in the past to apply although have Discover and Freedom which takes me through half the year for part of my dining expense.  Still debating on it towards end of year

Message 8 of 18
Loquat
Moderator

Re: Marvel MC

Congrats on your Marvel approval!

Message 9 of 18
fullstackdev
Frequent Contributor

Re: Marvel MC

Nice! Congrats on your approval.
Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K
Message 10 of 18
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