Hey guys....applied for the Marvel MC and was approved....for $500. Guys this can not be right can it? TU FICO 790...one inquiry...and income over $250,000. My average card limit over $25,000. I notice it says temporary credit limit....help guys
@DoctorLoomis wrote:Hey guys....applied for the Marvel MC and was approved....for $500. Guys this can not be right can it? TU FICO 790...one inquiry...and income over $250,000. My average card limit over $25,000. I notice it says temporary credit limit....help guys
I’ve read that Synch will give a temporary CL, which in most cases is quite a bit lower than what the actual CL is. I’m sure it’s a identity theft precaution, or something of that nature. I just got a Synch PayPal Cashback MC with a temp limit of $1k.
You’re definitely not first/only one to get a temp CL. Won’t be the last. Look at the “backdoor numbers” thread on the “credit applications” forum and give Credit Solutions a call. A CSR may be able to shed some light on your actual CL and you may be able to get a CLI also. Many on here call and ask for $25k and get it. Some they counter offer.
Congratulations! I’ve wanted that Ironman Marvel MC for quite a while now. Lol. I must wait though.
COngrats on approval !!!!
Definitely ask for CLI right away
UPDATE....I called in and my starting limit is $2000. If I had known this card gives such low limits I would never have applied. I went for it only because I had one TU inquiry. Anyhow, I will ask for a CLI as soon as the card arrives.
@Anonymous wrote:That's enough for one day of medicine for Ronnie Coleman.
He was doing $1,000 a month of testosterone cypionate alone.
Congrats on the approval. Definitely call and see what can be done about the SL.
Congrats on your new Marvel MC!
Sync isn’t really well known for huge SLs but they can grow pretty easily in no time.
Call in after you activated your card and ask for $25K right off the bat. They will counter if they’re not comfortable in giving you that full amount yet and in which case wait a full 6 months and call in again. You should hit that mark if not more a year after opening your acct with them. Caveat though is just be prepared to sign an IRS 4506-T form through a 3rd party (LexisNexis) in the event they ask for POI. Unlikely but a very real possibility with Sync.
Sync isn’t really well known for huge SLs but they can grow pretty easily in no time.
Call in after you activated your card and ask for $25K right off the bat. They will counter if they’re not comfortable in giving you that full amount yet and in which case wait a full 6 months and call in again. You should hit that mark if not more a year after opening your acct with them. Caveat though is just be prepared to sign an IRS 4506-T form through a 3rd party (LexisNexis) in the event they ask for POI. Unlikely but a very real possibility with Sync.
