So, I personally have maxed out how much Discover will give me. I was at 47,650.00 and the phrase showed up on my main Discover page inticing me to ask for another CLI.
And, that is what I did. I put income, got the two day message.
Then on 2nd day I got an email asking me to call in and speak to a credit anaylist, so I did.
He asked normal income questions and came back and said I can raise your Credit Limit to 50k with no documents or I can raise it to 51.7k if I provided income documentation. I just elected to take the 50k with no income documentation.
About an hour later.... There it was 50k.
Very nice!
Awesome limit indeed. Just want a fraction of that one day with my baby less than a month old Discover. Hopefully mine will grow to 10k and would be happy with just that
Nice Congrats!!!!
Congrats
@Bay_Area_Joe wrote:So, I personally have maxed out how much Discover will give me. I was at 47,650.00 and the phrase showed up on my main Discover page inticing me to ask for another CLI.
And, that is what I did. I put income, got the two day message.
Then on 2nd day I got an email asking me to call in and speak to a credit anaylist, so I did.
He asked normal income questions and came back and said I can raise your Credit Limit to 50k with no documents or I can raise it to 51.7k if I provided income documentation. I just elected to take the 50k with no income documentation.
About an hour later.... There it was 50k.
Congrats. I'm still trying to get to 30k
Wowza! 50k is a healthy credit limit.
I know a lot of people want higher credit limits to offset their utilization, but your signature says you have over 300k in available credit. Are you actually planning to use that? I'm trying to get an idea of how others use their credit cards. I feel like i'm missing something.
Well Sumb... That's a stout limit!
Congrats!