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Maxed out Discover Luv Button

Bay_Area_Joe
Frequent Contributor

Maxed out Discover Luv Button

So, I personally have maxed out how much Discover will give me.  I was at 47,650.00 and the phrase showed up on my main Discover page inticing me to ask for another CLI.

And, that is what I did.  I put income, got the two day message.

Then on 2nd day I got an email asking me to call in and speak to a credit anaylist, so I did.

He asked normal income questions and came back and said I can raise your Credit Limit to 50k with no documents or I can raise it to 51.7k if I provided income documentation.  I just elected to take the 50k with no income documentation.

About an hour later.... There it was 50k.Screenshot 2016-05-05 16.19.50.jpg

About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 1 of 39
38 REPLIES 38
baller4life
Super Contributor

Re: Maxed out Discover Luv Button

That is so nice looking!! Well you can live with $50k right? Smiley LOL
Message 2 of 39
Loquat
Moderator Emeritus

Re: Maxed out Discover Luv Button

Very nice!

Message 3 of 39
CreditCuriosity
Moderator Emeritus

Re: Maxed out Discover Luv Button

Awesome limit indeed.  Just want a fraction of that one day with my baby less than a month old Discover.  Hopefully mine will grow to 10k and would be happy with just thatSmiley Happy

Message 4 of 39
Saleen099
Senior Contributor

Re: Maxed out Discover Luv Button

Nice Congrats!!!! 

Message 5 of 39
alextercero
Super Contributor

Re: Maxed out Discover Luv Button

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8: (August 2023)

Credit Age:

Inquiries:

Message 6 of 39
12njoy
Super Contributor

Re: Maxed out Discover Luv Button


@Bay_Area_Joe wrote:

So, I personally have maxed out how much Discover will give me.  I was at 47,650.00 and the phrase showed up on my main Discover page inticing me to ask for another CLI.

And, that is what I did.  I put income, got the two day message.

Then on 2nd day I got an email asking me to call in and speak to a credit anaylist, so I did.

He asked normal income questions and came back and said I can raise your Credit Limit to 50k with no documents or I can raise it to 51.7k if I provided income documentation.  I just elected to take the 50k with no income documentation.

About an hour later.... There it was 50k.Screenshot 2016-05-05 16.19.50.jpg


Congrats.  I'm still trying to get to 30k

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 7 of 39
Anonymous
Not applicable

Re: Maxed out Discover Luv Button

Wowza! 50k is a healthy credit limit. 

 

I know a lot of people want higher credit limits to offset their utilization, but your signature says you have over 300k in available credit.  Are you actually planning to use that? I'm trying to get an idea of how others use their credit cards. I feel like i'm missing something.

Message 8 of 39
B335is
Moderator Emeritus

Re: Maxed out Discover Luv Button

Holy smokes, congrats!!
Message 9 of 39
woodyman100
Valued Contributor

Re: Maxed out Discover Luv Button

Well Sumb... That's a stout limit!

Congrats!

NFCU-NFCU Biz-ICCU-EECU-PSECU-DoverFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Goldman Sachs (Apple)-Evolve-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex Biz-Banco Do Brasil-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Divvy
Message 10 of 39
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