Hmmm. Notwithstanding the preauthorization, the text indicates that it's a hard pull.
Will have to cogitate. An additional 17K would be nice, but I'm already just shy of 225 aggregate.
ETA - And, btw, what the FICO is up with these $700 increments? (17.7K offer; my CFU is 16.7K, Disco at 19.7K -- it's so much easier to calculate util if the CL is divisible by 1K. Or 2K. Or 5K. Or 10K (my particular favorite).
Everything is a hard pull with them.
Beats the heck outta a chicken thigh in a dog bowl too!
Congratulations,enjoy your success