Maybe Synchrony is starting to warm up to me? Care... - myFICO® Forums - 6001367

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I went through my normal round of monthly CLI requests this weekend and requested a $4K increase on CareCredit -- approved! My last CLI was in March and prior to that, October 2019. Either Synchrony is starting to pick up what I'm putting down... or they're setting me up for a mean trick in a few months... Yo no se!

CareCredit: $8,000 ($371 balance) increased to $12,000 - $4,000 CLI

There has been $0 spend on this card since August 2019. Scores are up to date in my signature. Aggregate utilization was at 41% before the increase, now down to 37% (I know... aggressively paying down).

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 1 of 18

17 REPLIES 17

Good show, congrats

Message 2 of 18

Congratulations!.

Message 3 of 18

Congratulations!!!

Message 4 of 18

Congrats on the increase!

Discover it │ 09/2013 | $27,300

Citi Costco Anywhere Visa Signature (TrueEarnings Card from Costco and American Express) │ 06/2015 | $33,000

BoA Cash Rewards Visa Signature (PC from Travel Rewards) │ 06/2016 | $75,000

AOD FCU 3% Visa Signature (7.49%) | 04/2020 | $15,000

Message 5 of 18

@19eighty5 wrote:
... $4K increase on CareCredit -- approved!

That's a nice one -- Congrats! 1985

Message 6 of 18

Congratulations on your Care Credit CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 7 of 18

Congratulations on your CLI!

Message 8 of 18

Lol, you had me at : "Yo no se"🤣

Big grats 85. Takes a true MFer to play cli tag with Sync right now but in the end, FORTUNE FAVORS THE BOLD

Message 9 of 18

Congrats on your CareCredit CLI!

Message 10 of 18