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Mercury yes, Ollo no

angelwingz
Valued Contributor

Re: Mercury yes, Ollo no

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 11 of 15
tjtay89
Established Member

Re: Mercury yes, Ollo no

Congrats on the approval! 

 

Had the same thing happen to me with the Ollo.  Good luck in the garden! 




Message 12 of 15
nuohlac
Valued Contributor

Re: Mercury yes, Ollo no

Congrats!!!




Message 13 of 15
Back2Reality
Frequent Contributor

Re: Mercury yes, Ollo no


@tjtay89 wrote:

Congrats on the approval! 

 

Had the same thing happen to me with the Ollo.  Good luck in the garden! 



Dang! What's their problem? Let's blacklist them. 




Recent INQs:




GOALS 2021:
• [___] $75k revolving CL
• [_X_] Apple Card (too sexy not to have)
• [___] AZEO enforced
• [___] Build Emergency fund to 2x monthly
• [___] FICO 8 670: [___]EX [___]TU [__X__]EQ
Message 14 of 15
Phoenixupward
Regular Contributor

Re: Mercury yes, Ollo no

Congrats on your approval.  I see that your utilization is 16 percent.  To obtain the most optimal Fico score you should adopt the AZEO method.  Try to keep your utilization in the single digit range.  The closer you are to 20 percent but under 30 percent does not help recent Bkers.  I'm almost  2yrs post bk and during the holidays,  my credit utilization was at 24 percent for a brief moment and my scores dropped between 30-40 points.  I paid off all of my purchases on Jan 4, 2020 and my scores quickly rebounded to my normal 1-2 percent utilization.  Again, try to keep your utilization low and Good Luck on your rebuild. 

 

Message 15 of 15
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