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Wanted to share this for anyone looking for a cc to help your rebuild. A few months back i responded to and approved for an offer from Merrick Bank for a Credit Card with 550$ limit that would double after 7 months with on time payments. Well I just past the 7th statement and recieved an email stating my limit increased to 1100 as of today. I used it up to around 50% of CL and PIF every month except one where I left 50$ balance. This isnt the only card I used to rebuild, Discover secured ( Graduated a couple weeks ago) , 2 - cap 1's and first premier also along for the journey.
My FICO 8's when i got the card were EQ 612 , TU 603 , EX 625 as of today they are EQ 633 , TU 639, EX 648.
Jan 5th is the 2 yr discharge date of my ch 7. I began reading this forum learning about credit scores in March '18 and raised my scores about 100 points and put myself in line to start the process of buying a home in the next month or so..
TJ
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |