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Merrick credit line increase

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coreyb80
Super Contributor

Re: Merrick credit line increase

Congrats on the CLI!

Message 11 of 17
CreditAggie
Community Leader
Super Contributor

Re: Merrick credit line increase

Congratulations on your Merrick Bank CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 12 of 17
slickwidit
Established Contributor

Re: Merrick credit line increase

congrats on the increase

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 13 of 17
Applepro1990
Regular Contributor

Re: Merrick credit line increase

Congratulations on the increase. I'm sure more will follow in the future if you have good payment history and your score continues to improve. 

Starting Score: 650
Current Score: 762
Goal Score: 800


Take the myFICO Fitness Challenge


Total Credit limits $108,800
Message 14 of 17
nuohlac
Valued Contributor

Re: Merrick credit line increase

Congrats!!!




Message 15 of 17
cashorcharge
Community Leader
Super Contributor

Re: Merrick credit line increase

Congratulations on your increase!

Message 16 of 17
collics
Established Contributor

Re: Merrick credit line increase


@Anonymous wrote:

Nice Work on the double!  Merrick is great at giving you a little every so often.

 

You will probably see 200 - 400 increases about every 4-6 months with continued responsible use.

 

Keep your balances below 68%, try to pay it off as you use it, but they dont mind if you carry a balance (its @ 29.9%)

 

The highest you will ever see with Merrick is about 5K I think.  I am at 4K and have been for over 1 year.  I have had the card for 7 years.

 

Its one of the better rebuilding cards, especially if you got the "Double your Limit" with no AF card.  Those are super juicy to have when you are starting out, or over, depending on your situation.

 

Best of Luck to Ya!


I have the card with the AF, but this was the data points I was looking for. Have never had an increase. I opened the card in 2016 but apparently missed a pmt w/i the first 7 months so they didn't double the limit (I don't even remember that but I guess). Was considering closing. I'm gonna pay the card way down and see what happens first. 

Thanks.

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 17 of 17
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