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Merrick...who’d of thought🤔 CLI

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Anonymous
Not applicable

Re: Merrick...who’d of thought🤔 CLI


BOOM! Congrats on the CLI! Every CLI today is a good CLI!

Message 11 of 32
UH_HUH
Valued Contributor

Re: Merrick...who’d of thought🤔 CLI


@Brooklyn2018 wrote:

I would have never imagined that Merrick would have auto-CLI'd me a penny after the "double your limit" deal. During these times...I'll take it. Just $200 CLI but that's $200 I didn't have before, right. 😉

 

$700SL, "double 7 months" $1400, Auto to $1600.

 

 

I'm just $150. Shy of my $25k threshold in available credit.

 

im wondering if hitting up SYNCB with the few I have may trigger a reversal...thoughts??

 

I❤️NY

 

My first thought is you are doing great.

Second is Congratulations.

Third would be Synchrony has their luv button 

pushed so much I don't think they feel it anymore ;-)

Enjoy your success,

Cheers


 

Message 12 of 32
Jannelo
Frequent Contributor

Re: Merrick...who’d of thought🤔 CLI

Great news on the Merrick.  I had read on here that every few months they give you an auto CLI of $200 after your double your line happens.  But with Ally buying Merrick, I wondered if those auto reviews would still happen.  I guess your CLI is proof it continues on.

 

Our CL is the same.  Mine doubled in January.  So far no auto CLI.  I even thought when I recently hit a year with them that I might receive an auto CLI.  Nope.  Except last November, the card generally only gets between $14 and $50 spend on it every month and PIF unless leaving a $10 balance for AZEO.    I know they do their auto reviews off of the TU FICO 8 Bankcard version that they provide monthly.  Right now, mine is at 670, so crossed into the "good" score category.  It's not that I need the CLI, but it would be nice to at least get this card up to 2,000.  Mine doesn't have an AF, so it's an easy card to keep around for credit building as I move up the chain.

 

 

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
Message 13 of 32
gdale6
Moderator Emeritus

Re: Merrick...who’d of thought🤔 CLI

Years ago Merrick sent me a preapproval for one of these cards that doubles your limit, I apped for it, was declined, never did get a letter from them as to why, never again have considered them. Grats on getting the increase!

Message 14 of 32
M_Smart007
Legendary Contributor

Re: Merrick...who’d of thought🤔 CLI

Congrats! ..

Message 15 of 32
coreyb80
Super Contributor

Re: Merrick...who’d of thought🤔 CLI

Congrats on the CLI!

Message 16 of 32
AverageJoesCredit
Legendary Contributor

Re: Merrick...who’d of thought🤔 CLI

Nice going B

 

BROOKLYN 99 BROOKLYN  99😃

Message 17 of 32
Brooklyn2018
Valued Contributor

Re: Merrick...who’d of thought🤔 CLI


@gdale6 wrote:

Years ago Merrick sent me a preapproval for one of these cards that doubles your limit, I apped for it, was declined, never did get a letter from them as to why, never again have considered them. Grats on getting the increase!


thank you.

 

Welp, looks like you did very well without'em. Their loss was your gain😉

I'm going to cut them them next year due to AF - QS1 will be on that chopping block, as well. 

I❤️NY

 


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 18 of 32
Brooklyn2018
Valued Contributor

Re: Merrick...who’d of thought🤔 CLI


@AverageJoesCredit wrote:

Nice going B

 

BROOKLYN 99 BROOKLYN  99😃


Thanks AJC 

 

Brklyn in da house!

 

 

I❤️NY


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 19 of 32
Brooklyn2018
Valued Contributor

Re: Merrick...who’d of thought🤔 CLI


@M_Smart007 wrote:

Congrats! ..


Thanks @M_Smart007 


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 20 of 32
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