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Mini App Spree Approvals and Credit one is no more.

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KingPredator
Regular Contributor

Mini App Spree Approvals and Credit one is no more.

Since i had came out of the garden after about 5 months to get the new apple card i also decided to get a couple of other ones.

 

DP’s

715 TU- FICO 8 ( no baddies, BK7 almost 4 years old)

710 EX- FICO 8

BBVA pulled Experian( i live in AZ)

 

NFCU Platinum( MC Version), this is my 3rd navy card.

SL 15k @15.24 APR( not the lowest but not the highest either)

 

Apple card 5500 SL( already had posted the approval )

 

BBVA has been sending me pre -approvals for a few months now and decided to take them up on it.

 

Clear Points CC- 

SL- 5000

HIGH APR but good intro promos for 13 months.

This will be our Grocery and Gas card for me and DW since we put a lot of spending in those 2 categories.

 

41FF5E1D-B3AC-4325-9BF4-034BB66CDDB3.jpeg

Also some other SP CLI

Wayfair SP CLI of 1500 for new limit to be 21500

Synchrony Jewelery Card SP CLI from 6k to 10k

 

Back to the garden i go for at least 6-12 months, preferably 24 months is my Long term goal.

 

I ALSO CLOSED MY LAST REBUILDER CARD TODAY CREDIT ONE. THIS ONE FELT GOOD.

Sorry for the long post.

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: Mini App Spree Approvals and Credit one is no more.

Very good! Congratulations on your journey.

Message 2 of 17
KingPredator
Regular Contributor

Re: Mini App Spree Approvals and Credit one is no more.


@Anonymous wrote:

Very good! Congratulations on your journey.


Thank you very much. I owe it to the myfico family that’s for sure.

Message 3 of 17
M_Smart007
Legendary Contributor

Re: Mini App Spree Approvals and Credit one is no more.

Congrats on your Approvals!

Message 4 of 17
nuohlac
Valued Contributor

Re: Mini App Spree Approvals and Credit one is no more.

Congratulations on your approvals!!!




Message 5 of 17
AverageJoesCredit
Legendary Contributor

Re: Mini App Spree Approvals and Credit one is no more.

All hail the 👑🤴

Great job, never apologize for a long postSmiley Wink. A credit 😇 just got its wingsSmiley Happy
Message 6 of 17
Jnbmom
Credit Mentor

Re: Mini App Spree Approvals and Credit one is no more.

CongratsSmiley Happy

 

Looks like BBVA is on another mail out with their offersSmiley Happy

EXP 780 EQ 791TU 795
Message 7 of 17
dsotm76
Frequent Contributor

Re: Mini App Spree Approvals and Credit one is no more.

Congratulations!  

I'm about to get rid of my Crapital One Secured rebuilder card!  I'm excited and I bet you are as well with getting rid of your Credit One!  Way to go!

BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000) - Best Buy Citi Visa ($9950) - Chase Freedom Flex ($7700) - NHL Discover IT ($7000) - Apple Card ($6000) - Delta Gold AMEX ($6000) - Hilton Honors AMEX ($5000) - Barclay View ($5000)

Closed - Capital One Secured ($500) - It is not in my wallet. :-) - Sony/Sync ($2400)

Goal - To get in with Chase. Smiley Very Happy (ACHIEVED!)
Message 8 of 17
Anonymous
Not applicable

Re: Mini App Spree Approvals and Credit one is no more.

Not knowing any better I pulled the trigger in April with Credit One thinking they would approve me for 2k. Shot myself in the foot with that HP and a whopping $400 credit limit.  For many that's a good card I guess.  I paid it off and closed it earlier this month.  I think patience is the key on the rebuild. Good luck. 

Message 9 of 17
KingPredator
Regular Contributor

Re: Mini App Spree Approvals and Credit one is no more.


@dsotm76 wrote:

Congratulations!  

I'm about to get rid of my Crapital One Secured rebuilder card!  I'm excited and I bet you are as well with getting rid of your Credit One!  Way to go!


The card served its purpose on my rebuild. It was my second oldest card but no need to have it anymore since it wont affect me at all. Not gonna lie it felt really good getting rid of it. 

Message 10 of 17
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