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Mini-Spree; 2 out of 3

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kshurika
Frequent Contributor

Mini-Spree; 2 out of 3

Okay, numerous postings here to get ready for the spree. Armed with MyFico Forums knowledge, I finally pulled the trigger. Walked into my Chase branch in Laguna Beach and was told that the CSR who does the apps was out sick. So, I just had the branch manager do it. Apped CSP. Got SL of 16.7K.  Walked next door to work and apped Amex BCP. Got SL of 2K (**bleep**?). Next, apped Citi DC. My luck ran out and I was declined.

 

Wondering if I should call Amex and request a higher CL if it won't involve an HP. Putting on my overalls and heading out to the garden for at least a year; maybe two. Thanks to everybody for selflessly sharing your wisdom.

Message 1 of 12
11 REPLIES 11
AverageJoesCredit
Legendary Contributor

Re: Mini-Spree; 2 out of 3

Congrats. You will not be able to call Amex and get a higher sl as you normally need to wait 61 days to request cli.
Message 2 of 12
kshurika
Frequent Contributor

Re: Mini-Spree; 2 out of 3



Such is life!

Message 3 of 12
AverageJoesCredit
Legendary Contributor

Re: Mini-Spree; 2 out of 3

Eh, lol, but just imagine in 2 months that 2k could be 6k, in 6 months after 18kSmiley Happy. Not too many lenders permit that kinda growthSmiley Wink
Message 4 of 12
Np1791
Frequent Contributor

Re: Mini-Spree; 2 out of 3

CONGRATS! 

As of 11/28/2018
Message 5 of 12
Gmood1
Super Contributor

Re: Mini-Spree; 2 out of 3

Congrats OP! As AJC says the Amex will grow. In a year, I'd bet it will have a higher limit than the Chase card.
Message 6 of 12
simplynoir
Community Leader
Mega Contributor

Re: Mini-Spree; 2 out of 3

Congratulations on your new car and like the others said patience you can grow that card pretty quickly in 8 months.

Message 7 of 12
Anonymous
Not applicable

Re: Mini-Spree; 2 out of 3

Congrats on your approvals and smart move in snatching a card from Chase first.
Message 8 of 12
Anonymous
Not applicable

Re: Mini-Spree; 2 out of 3

Oh well!  I'd still call that a win!!

 

Congratulations and best of luck to ya!

Message 9 of 12
Anonymous
Not applicable

Re: Mini-Spree; 2 out of 3

Nice pickups! Congrats! Also as they stated above 61 days is typical for a 3x CLI. You can read the thread about it here on the forum .But it won't hurt to call in and ask because several people this year so far HAVE had luck getting a CLI immediately after approval before ever receiving the card .Its worth a shot .And if it doesn't work out then you didn't lose anything except a 5-10 min phone call with a nice CSR. Good luck!

Message 10 of 12
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