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Mini Spree,Failure&Success!!!

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Established Contributor

Mini Spree,Failure&Success!!!

Soooo... like a creditADDICT, I got hooked on the 3rd  installment of the NFCU thread. Sucks cause I learned the hard way there is a time to app and a time,to not app... I got really brave after reading and took a shot at going for a 2nd line of credit.... The NFCU cash rewards CC.....DENIED!!Smiley Frustrated

 

Got really down on myself,I was really confident I would get the 2nd CC line.... recon'd and(no go)

 

soooo...I did the next best thing that would make me feel better. Went on Cli/App SPREEE!!!!

 

 Smiley Very Happy Smiley LOL Smiley Very Happy

 

Netting:$18,200 +$4700 *Is my own cash secured*

 

The failure: 2nd NFCU CC, cash rewards denied.

 

Success:

 

  1. Wells Fargo go rewards (SP) CLI +$500
  2. US bank Cash+(HP) CLI +$8000 *This was secured CC to>cash+,took $4700 and moved to Elan Fin.*
  3. Elan Fin. secured(SP) CLI +$4700 *Secured CC.
  4. Citi Diamond preferred (newCC) CL $5000

 

 

Very....close to hitting $100K total credit lines Smiley Very Happy Big thks to all myFICO board contributors for the tips and advice could not have done it with out the help of this community!!!!

 

 

 

Happy Fico'ing to all!!!!!!

wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
14 REPLIES 14
Community Leader
Super Contributor

Re: Mini Spree,Failure&Success!!!

HIFive!! to you MILOficoSmiley Happy. VERY NICELY DONE Enjoy your successSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 2 of 15
Community Leader
Super Contributor

Re: Mini Spree,Failure&Success!!!

Way to go! Nice job on all the success you're having!

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 3 of 15
Established Contributor

Re: Mini Spree,Failure&Success!!!

AverageJoesCredit- thks for support and checking in!!!
wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
Message 4 of 15
Established Contributor

Re: Mini Spree,Failure&Success!!!

!!!NOICE!!!

Message 5 of 15
Established Contributor

Re: Mini Spree,Failure&Success!!!

Pizza-

Thks for checking in and support ...and following along in this fico journey!!!
wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
Message 6 of 15
Established Contributor

Re: Mini Spree,Failure&Success!!!

salt_water_swimming-

Gave me a gd,laugh😄😃😁!!!!!!

Thks for that!!!
wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
Message 7 of 15
Community Leader
Senior Contributor

Re: Mini Spree,Failure&Success!!!

Congrats! Turning lemons into lemonade 🍹

AMEX Platinum, Gold, Reserve & SPG | PenFed PR VS | NFCU FS VS | Discover IT | Citibank DC WEMC l Capital One Venture VS | Nordstrom VS l Banana Republic LUXE V I Lowes I Macys I Wayfair I
Message 8 of 15
Frequent Contributor

Re: Mini Spree,Failure&Success!!!

Congrats! Smiley Very Happy

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 9 of 15
Established Contributor

Re: Mini Spree,Failure&Success!!!

@Justagirl73@


😄😁😃<____!!!!!!!!NOIIICE!!!!!!!_____>😃😁😄

Thks!!!!!! I like that!!!!
wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
Message 10 of 15
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