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Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum

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Senior Contributor

Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum

Jump out of the garden after 3 months for a mini spree of 3 approvals. All 3 pre-approved.

 

- Amex Hilton Honors: $1,000 approval. No worries, enough for the 95,000 Hilton points for $1k spend.

- Cap One SavorOne: $15,000 approval. Needed a no AF backup (non Amex) dining card to replace Uber Visa. 

- Amex Platinum: NPSL. Traveling more. Will take advantage of the credits and travel perks.

 

Data Points:

-FICO 8 EX 662, FICO 8 EQ 634, FICO 8 TU 738

-Capital One pull all 3. Amex is just SP on EX.

-New Accounts: 14/24, 7/12, 4/6

-Inquiries: 12 months: EX: 1, EQ: 6, TU: 6

 

Now back to the garden until all bureaus are clean in 3 to 6 months! Smiley Very Happy

Currently: Gardening since 04/2020




Message 1 of 28
27 REPLIES 27
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Super Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum

Congratulations on your approvals!
Message 2 of 28
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Community Leader
Senior Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum

Nice haul you got there - congrats!


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | GHS Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 3 of 28
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Established Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum

Congrats!




Chase Sapphire Reserve 18.5k
Chase Freedom Unlimited 11.7k
American Express Bonvoy Brilliant 22.5k
Barclays Aviator Red 4k
Citi Double Cash 12k
Amazon Store Card 10k

Fico 8s as of 05/01/2020:





Message 4 of 28
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Valued Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum

You can do a lot of dining with a 15k SL -- Congrats!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 5 of 28
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Mega Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum

 

Congrats on yer mini spree!

 

Message 6 of 28
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Frequent Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum

congratulations_letter-173559932-5c432fc646e0fb0001eeb190.jpg

Amex Blue Cash $28k
Chase FU $11.2k
BOA Cash Rewards $20k
Comenity BJ's Perks Plus M/C $10k
Cap1 QS $750 (AU), BOA Auto
March. 2020 TU 781, EX 775, EQ 776
INQ 1/6, 1/12, 2/24.......TU-0, EX-2 EQ-2
Message 7 of 28
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Senior Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum


@AllZero wrote:
Congratulations on your approvals!

Thank you! Smiley Very Happy

Currently: Gardening since 04/2020




Message 8 of 28
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Senior Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum


@ImTheDevil wrote:
Nice haul you got there - congrats!

Thank you! Will put them to good use!

Currently: Gardening since 04/2020




Message 9 of 28
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Senior Contributor

Re: Mini Spree: Hilton Honors, Cap 1 SavorOne, and Amex Platinum


@James_A wrote:

You can do a lot of dining with a 15k SL -- Congrats!


Thank you! Yes, I was very surprised by the 15k SL. Much better than my last two Cap One card's SL of $300 and $500. Smiley Very Happy

Currently: Gardening since 04/2020




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