Re: Mini Synchrony Walmart store card CLI—finally ... - myFICO® Forums

Anonymous · ‎09-22-2019

First got the card at the beginning of the year, SL $200. Just grateful to get in! No complaints. Though it would be nice to have a little more. I have requested CLIs for months now, always denied. I ask for modest, realistic CLIs.

I thought I'd try again, because why not. I don't know if I updated my income in previous requests, so I did this time. (From $23K to $25K, no big difference.) Asked for an increase to $500....

AND GOT IT!!!!! RIGHT UNDER THE WIRE!!!! (Before the card switches to Cap One!) WOO HOO!!!

I know it's not a HUGE difference, but yeah. When you are dealing with $200 for this long and never thought it would get better, it is AWESOME.

Data Points (not that it matters?). FICO 650-660s, high util (68%), a 90-day-late a year ago. Six inquiries on TU. Low income. Steady growth of FICO score since I was first approved in January for this card. Average age of accounts and average age of oldest accounts is pretty good.

M_Smart007 · ‎09-22-2019

Congrats!

UH_HUH · ‎09-23-2019

Firstly,Congratulations!! Success matters :-)

Secondly,in general,more is usually better

on a credit card ;-) Glad

you got it before Cap One takes over.

Cheers

And thanks for the data points,they matter to.

Cred4All · ‎09-23-2019

That's still over a 2x CLI, so it's definitely a big deal. Congrats on the growth!

ocheosa · ‎09-23-2019

Congratulations! Call Credit Solutions asap 877-379-8173, you may be able to get a little more. I called yesterday and confirmed they are still processing CLI's for Walmart. Good luck!

[4/24] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 0, EX 3, TU 2. AoOA=15.8y, AoYA=8m.
TCL $678.5K: Personal $562.5K, Business $116K.