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Mini spree success: CSP, Amazon, Citi DC.

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Valued Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

Congrats on getting all 3 cards you wanted. Very nice limits to start out with

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 11 of 23
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Senior Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

Congratulations, BBS! That's some nice work right there! Smiley Happy

Current Scores: EQ 679;TU 647; EX 679 Gardening since 11/7/18
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015
Message 12 of 23
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Super Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

Thanks.  The oddball limits drive me nuts OCD wise.  I just want the DC card at $10k and the CSP at $20k and I'd call it a day Smiley Happy

 

I'm going to use the CSP card heavy and see if I get an auto CLI around the 4th statement as a good number of people have reported with Chase products.  Still undecided on if I want to take another HP on the DC card to try and get it to $10k or if I should just sit tight and request a SP CLI at the 6 month mark. 

Message 13 of 23
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Community Leader
Mega Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

Yeah seeing as they double pulled you and still gave you the. 7300, lol, i wouldnt risk the third pull right now. I feel you have the profile that when you get sp language, theyll give it to you. And who knows, some people do get more than the standard 12-1500 increase. So you might just get a 3k plus increase on sp. So use it well and theyll probably do you right in 6 months.
Message 14 of 23
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Super Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

What does the "SP language" look like?  Since I have not received my card yet or been able to sign into my account yet I don't know what I should be looking for when I do.

 

I'm probably going to sit tight as you suggested and just go for the SP CLI when the time is right.  If I show the card $2k/cycle or so and let around 20% report prior to requesting the SP CLI there's a chance I'll see the result I'm looking for.  Hopefully I can get above $10k, then I'll consider a CLD to a nice round number!  Smiley Wink

Message 15 of 23
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Valued Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

BBS, Citi will either have a statement telling you a credit bureau WILL be pulled and have space for income, or the wording will clearly state a report will NOT be pulled when you go to the CLI page
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 16 of 23
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Regular Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

Those are some sweet approvals, BBS, congrats! 

 

 

Starting EQ 553 TU 541 Jan2017
Current EQ 679 TU 680 EX 687
Goal: 680 ATB
Message 17 of 23
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Super Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.


@Tigers09 wrote:
BBS, Citi will either have a statement telling you a credit bureau WILL be pulled and have space for income, or the wording will clearly state a report will NOT be pulled when you go to the CLI page

Gotcha.  Is there some way to know before requesting a SP CLI with Citi if you're going to get it?  From the wording that some have presented, they made it sound like you can tell if you have "a CLI waiting for you" before you even go for it.  I think that's what had me a bit confused.

Message 18 of 23
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Valued Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

They do have an spot on the CLI screen that shows 'Preapproved amount' but I have not seen anything there yet. My DC is only 58 days old
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 19 of 23
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Community Leader
Super Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

WOW BBS, That a maxi pull for a mini spree!!! A huge Congratulations to you.


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799
DEC 2017: EX 775, TU 778, EQ 769

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $22.2K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
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