cancel
Showing results for 
Search instead for 
Did you mean: 

Mini spree success: CSP, Amazon, Citi DC.

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Super Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.


@Tigers09 wrote:
They do have an spot on the CLI screen that shows 'Preapproved amount' but I have not seen anything there yet. My DC is only 58 days old

I'm going to have to keep in touch with you going forward as you're going to be approximately 2 cycles ahead of me at all times.  I assume you're plan is to slam the CLI button (SP) in about 4 months when you hit the 180 day mark? 

 

Do we have any data points out there on how the first 6 month CLI usually goes with Citi when you've given your limit a good spend every cycle?  Of course, this assumes your credit profile at 6 months is equal to or greater than it was at the time of approval.

Message 21 of 23
Highlighted
Valued Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

will try to keep things updated.
I have seen people get CLIs at the 3 month mark. My scores are about the same as they were a couple of months ago, probably just a little less from getting a spree knock back
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 22 of 23
Highlighted
Super Contributor

Re: Mini spree success: CSP, Amazon, Citi DC.

Understood. I think creditors are probably OK with a score that's a few points lower several months after approval as this is likely the case with most new accounts and doesnt suggest a weaker profile at all.
Message 23 of 23
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.