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Miss Disco!

Birdman7
Super Contributor

Miss Disco!

SP CLI of $3k, called in & upped to $4k! It's been a while and I went through a lot of no's, but I did a BT and gave a little activity ~65% and paid down some & they showed some love! $7700 > $11,700. 

@CassieCard 

 

 

-Community’s scoring wisdom: Scoring Primer.
-Revised: MORTGAGE SECTION.
-Negative Reason Codes: CassieCard’s Score Factors.
-Calculate metrics with ccquest’s Workbook.

Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.





(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 1 of 23
22 REPLIES 22
NotRalphKramden
Valued Member

Re: Miss Disco!

Congratulations!


Auto Loan


Re-Beginning Scores 10/19

Current Scores 4/21








Deposit Accounts

Retired

Message 2 of 23
newfossil
Valued Contributor

Re: Miss Disco!

Congratulations!!!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 3 of 23
Irv02
Frequent Contributor

Re: Miss Disco!

Congratulations on your CLI!!

Message 4 of 23
AllZero
Super Contributor

Re: Miss Disco!

Congratulations on your CLI!
Message 5 of 23
Birdman7
Super Contributor

Re: Miss Disco!

Thank you!
-Community’s scoring wisdom: Scoring Primer.
-Revised: MORTGAGE SECTION.
-Negative Reason Codes: CassieCard’s Score Factors.
-Calculate metrics with ccquest’s Workbook.

Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.





(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 6 of 23
babygirl1256
Frequent Contributor

Re: Miss Disco!

Congrats on your CLIs . . . it will start to add up and eventually all your limits will be $10k or greater. 

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 04/2021: EQ-781, TU-781, EX-734
Goal FICO 8 Score in 06/2022: EQ-800, TU-800, EX-800
Message 7 of 23
Total80sKid
Valued Contributor

Re: Miss Disco!

Congrats on the Disco luv!

 

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Message 8 of 23
M_Smart007
Epic Contributor

Re: Miss Disco!

@Birdman7  Congratulations on your Disco CLI !

Message 9 of 23
mystikal1
Established Contributor

Re: Miss Disco!

Very nice congrats!

Message 10 of 23
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