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I have been gardening for last 12 months. It will take 2-3 more years for all the baddies drop off my report. I went online and applied for Mission Lane Visa Card and approved for $1000 Limit and No AF. Card should arrive in 7-10 days. Not a great card and no rewards. But I am happy for the approval. Hope I'll receive a CLI on the card after 6 payements made on the card. I am going to go back to Gardening and Freeze my TU report and revisit after 12 months.
Congrats on your No Fee ML approval 👍🏼
@Total80sKid wrote:Congrats on your No Fee ML approval 👍🏼
Thanks @Total80sKid
I have the Mission Lane card with a $1000 limit also but mine is the rewards version. I have no complaints about the card at this point. I have had it about 3 months now and at first they were slow to adjusting my available credit after a payment. My last payment was made on the 10th of this month and it processed within a day and the next day they adjusted my available credit on the card. So if they start at slow with granting back your available credit I am sure with payment history it will improve like mine. Congratulations on the approval!
Credit_Master
@Credit_Master wrote:I have the Mission Lane card with a $1000 limit also but mine is the rewards version. I have no complaints about the card at this point. I have had it about 3 months now and at first they were slow to adjusting my available credit after a payment. My last payment was made on the 10th of this month and it processed within a day and the next day they adjusted my available credit on the card. So if they start at slow with granting back your available credit I am sure with payment history it will improve like mine. Congratulations on the approval!
Credit_Master
Hi @Credit_Master Thanks for your input. What is Rewards Version. When I applied online I see only 2 options. On Credit Karma there is $0 AF version and on WalletHub there is $59AF Card. Both cards have no rewards. How did you get the Rewards Version? What kind of Rewards does the card offer? My Card does not have AF so I am okay to sock drawer the card if they do not give periodic CLIs on the card.
@Red1Blue wrote:
@Credit_Master wrote:I have the Mission Lane card with a $1000 limit also but mine is the rewards version. I have no complaints about the card at this point. I have had it about 3 months now and at first they were slow to adjusting my available credit after a payment. My last payment was made on the 10th of this month and it processed within a day and the next day they adjusted my available credit on the card. So if they start at slow with granting back your available credit I am sure with payment history it will improve like mine. Congratulations on the approval!
Credit_Master
Hi @Credit_Master Thanks for your input. What is Rewards Version. When I applied online I see only 2 options. On Credit Karma there is $0 AF version and on WalletHub there is $59AF Card. Both cards have no rewards. How did you get the Rewards Version? What kind of Rewards does the card offer? My Card does not have AF so I am okay to sock drawer the card if they do not give periodic CLIs on the card.
I received a mailer for their rewards card. It is just a straight 1% cash back but you can only redeem it for a statement credit.
@Credit_Master wrote:
I received a mailer for their rewards card. It is just a straight 1% cash back but you can only redeem it for a statement credit.
Thanks. That is what I thought. They might have sent you an invitation by mail. !!!!!
Congratulations! great credit builder Cc. Awesome SL ! 👍
Grats on your new Mission Lane card