Mlife (FNBO) Approval - Finally

[Anonymous]

Apped on 7-28 for the Mlife. Got the 2-4 week message. Underwriting called today for verification answers. Got email of approval @ 5:41 PM ... $3500 SL ... Guess "I'm in"

Now have both the Total Rewards (Caesars) and now the Mlife. It was a little bit of karma to get this approval on the Mlife. This past weekend Comenity (TR) would not authorize a CL increase on my TR. Still sits at initial SL of $1000. You better believe I'm going to pay off my outstanding balance on the TR and "drawer" it and use my Mlife exclusively until Comenity comes to their senses!! ... Matter of fact, Comenity can $^#$% up their @*% ...

FICO Scores:

Equifax (source DCU) 696 (07/26) --- I think they use the Mortgage 4/5 version.

Equifax (source NFCU) 655 FICO 9 (07/09)

Equifax (source Citi) 641 BankCard 8 (06/29)

Experian (Exp site) 678 FICO 8 (07/28)

Inq: TU 7; EQ (I think around 10); EX 9

[CreditCuriosity]

Congrats on the approval.  FNBO is a great lending instiution.  SP CLI offers ever 4 months, etc.. enjoy

[gdale6]

Yup, FNBO is a superior bank to Comenity, grats on getting in.

[Anonymous]

Thank u gdale and CC!! ... I'm already liking this relationship with FNBO and we haven't left for the honeymoon yet!!

[Anonymous]

Additionally, I have Sagestream, ARS & Innovis frozen ... that seems to really help with FBNO approvals if you freeze them ...

[britt585]

Congrats on your approval....Can you share who they pulled..Thanks

[Anonymous]

Britt:

They pulled Experian ... They pull EX in most states. Only a couple I've heard where they pull EQ (think it was Colorado & MA)

[Meanmchine]

Congrats on Mlife approval.  I have that card on my radar

In addition to TR and MLife, are there any other casino cards out there?

[M_Smart007]

"Comenity can $^#$% up their @*% ... "

Congrats!!

[HighAchiever]

Congratulations!!!