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Mom's Citi DC Approval. *Updated*

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Mom's Citi DC Approval. *Updated*

She finally decided on CITI DC. Prequalified @ 14.74%. for 8K (will call when we get card to recon higher limit) UTL: 5% and Credit Score according too CITI FREE EX: 779. Will be closing CSP. Now for her to garden for this mortgage next year... Can anyone chime in and say how we should recon should we just shoot for a high number and let them counter? And what are the chances of it being world elite? 

 

Update: Checked CK today and Citi actually pulled EQ. Kind of shocked as most times I read on here the only pull EX

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Re: Moms Finally Decided.... LOL

Congrats to mom! 

Got some pruning to do... No more new cards!
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Re: Moms Finally Decided.... LOL

Congratulations for her!
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Senior Contributor

Re: Mom's Citi DC Approval. *Updated*

Congrats to your mom on the approval and nice SL! Smiley Happy

Current Scores: EQ 679;TU 647; EX 679 Gardening since 11/7/18
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015
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Re: Mom's Citi DC Approval. *Updated*


@Harvey26wrote:

@she finally decided on CITI DC. Prequalified @ 14.74%. for 8K (will call when we get card to recon higher limit) UTL: 5% and Credit Score according too CITI FREE EX: 779. Will be closing CSP. Now for her to garden for this mortgage next year... Can anyone chime in and say how we should recon should we just shoot for a high number and let them counter? And what are the chances of it being world elite? 

 

Update: Checked CK today and Citi actually pulled EQ. Kind of shocked as most times I read on here the only pull EX


Congratulation to your mother on the approval, there is a good chance to get a larger CL on recon but it will be another HP. I believe all DC's are world elite at least mine is.
FICO 8 Scores Eq 821 Ex 820 TU 841, 210K Available CL, 1% Util


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