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Monster love from NFCU!

stakknchpz
Contributor

Monster love from NFCU!

I read that it looked like the last AR was by Experian and not Equifax I was tempted to take a chance. After trying the last AR and getting rejected twice and adding 2 more inquiries ( because my computer froze on the 1st attempt, I didn't think it processed). I was about to chicken out but I held my breath and submitted. BOOM! Automatically approved CLI! From 1K to 18K!!!!
Filed CH7 BK 7/15. discharged 10/15
Rebuild started 1/16 with scores of (EQ 517)(TU 547) (EXP 534)
Current scores (EQ 624) (TU 607) (EXP 774)
Overstock 500/700 I Open Sky 200/closed I Pay Pal MC 500 I Fingerhut 700/1400 I Primor 250/closed I One Nevada CU 500/closed I Target 500 I HC Credit 6000 I NFCU 1000 I Capital One Quicksilver 1000
Authorized User on I Cap One 700 I Barclay Visa 500 I Discover 17,200
Message 1 of 13
12 REPLIES 12
GiJane007
Established Contributor

Re: Monster love from NFCU!

Congrats on your sweet cli stakknchpz! 😊
Message 2 of 13
MauiMan85297
Established Contributor

Re: Monster love from NFCU!

Congrats on your CLI, I received mine today as well.  Love NFCU



Message 3 of 13
bigpoppa09
Established Contributor

Re: Monster love from NFCU!

No joy for me i didn't get instant so i called and canceled it before i got a HP.

Message 4 of 13
TeeStap
New Contributor

Re: Monster love from NFCU!

Awesome NFCU Luv!  congrats

Message 5 of 13
stakknchpz
Contributor

Re: Monster love from NFCU!

Very wise big poppa, My finger was on the phone as well. That's a veteran move, nicely done!
Filed CH7 BK 7/15. discharged 10/15
Rebuild started 1/16 with scores of (EQ 517)(TU 547) (EXP 534)
Current scores (EQ 624) (TU 607) (EXP 774)
Overstock 500/700 I Open Sky 200/closed I Pay Pal MC 500 I Fingerhut 700/1400 I Primor 250/closed I One Nevada CU 500/closed I Target 500 I HC Credit 6000 I NFCU 1000 I Capital One Quicksilver 1000
Authorized User on I Cap One 700 I Barclay Visa 500 I Discover 17,200
Message 6 of 13
stakknchpz
Contributor

Re: Monster love from NFCU!

My EXP score is at 758, utilization rate at 3%, but I was Leary that my card was nearly maxed but I have always PIF every month.
Filed CH7 BK 7/15. discharged 10/15
Rebuild started 1/16 with scores of (EQ 517)(TU 547) (EXP 534)
Current scores (EQ 624) (TU 607) (EXP 774)
Overstock 500/700 I Open Sky 200/closed I Pay Pal MC 500 I Fingerhut 700/1400 I Primor 250/closed I One Nevada CU 500/closed I Target 500 I HC Credit 6000 I NFCU 1000 I Capital One Quicksilver 1000
Authorized User on I Cap One 700 I Barclay Visa 500 I Discover 17,200
Message 7 of 13
Musiclover
Super Contributor

Re: Monster love from NFCU!

Outstanding! What a great CLI! Congratulations to you! I love NFCU!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 13
doinit1
Valued Contributor

Re: Monster love from NFCU!


@stakknchpz wrote:
I read that it looked like the last AR was by Experian and not Equifax I was tempted to take a chance. After trying the last AR and getting rejected twice and adding 2 more inquiries ( because my computer froze on the 1st attempt, I didn't think it processed). I was about to chicken out but I held my breath and submitted. BOOM! Automatically approved CLI! From 1K to 18K!!!!

BOOM is acurate!! Congrats!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 9 of 13
FloridaElement
Valued Member

Re: Monster love from NFCU!

Nice! NFCU is awesome!
Message 10 of 13
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