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Monthly SP CLI 50/50

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newmomnewme
Valued Contributor

Monthly SP CLI 50/50

Hi guys...I just need a little more padding to get my overall UTIL under 28% so I asked Macy’s (2400) for 10k they countered with 8.4k I'll take that...I asked Amazon Store card (1800) for 5k and got the DENIED and 7-10 day message. 

Good news is I am only 4K away from the goal, my reports are frozen, and I can still ask Amex, CapOne, and I guess Synchrony for SP CLI every couple months?

Does anyone know how often I should request SP CLI for Amazon Store card? I don't need any issues with Synchrony at this moment.

 

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 1 of 13
12 REPLIES 12
AllZero
Mega Contributor

Re: Monthly SP CLI 50/50

Congratulations on your CLI!
Message 2 of 13
blindambition
Senior Contributor

Re: Monthly SP CLI 50/50

Congrats on your CLI! 👏🏻 

Message 3 of 13
mrjerry
Regular Contributor

Re: Monthly SP CLI 50/50

Congrats on the CLI! 

Message 4 of 13
gdale6
Moderator Emeritus

Re: Monthly SP CLI 50/50

Grats on your CLI Smiley Happy

 

With Synch every 4 months is recommended.

Message 5 of 13
coreyb80
Super Contributor

Re: Monthly SP CLI 50/50

Congrats on the CLIs!

Message 6 of 13
heeseon
Frequent Contributor

Re: Monthly SP CLI 50/50

Congratulations

TU789 EQ786 EX791(05/23)
Message 7 of 13
M_Smart007
Legendary Contributor

Re: Monthly SP CLI 50/50

Congratulations on your Increase!!!

Message 8 of 13
cashorcharge
Community Leader
Super Contributor

Re: Monthly SP CLI 50/50

Congratulations on your approval!!!

Message 9 of 13
CreditAggie
Community Leader
Super Contributor

Re: Monthly SP CLI 50/50

Congratulations on your Macy's CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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