@Anonymous wrote:
@Anonymous wrote:
I opened a University of Michigan Alumni Cash Rewards card with BofA on 8/3/17 and it has grown rapidly; by the two-year anniversary it could be at six figures:8/23/17 - $2,000 Platinum Visa
11/25/17 - $5,900 - Hard pull
3/26/18 - $13,000 - Hard pull
3/29/18 - Requested conversion to Visa Signature
7/3/18 - $23,100 - Soft pull
10/6/18 - $37,000 - Soft pull
1/5/19 - $50,000 - Soft pull
4/29/19 - $70,000 - Soft pull
Very cool! Do you or anyone know what sort of limit BoA generally caps out at relative to income? Also, is there a way or source anyone know of to check out all of BoA's CC offerings? On their site I only see 4 cards, where there are obviously others as indicated by MiB above?
https://www.bankofamerica.com/credit-cards/#filter
Click on "View All Cards" at the top. This isn't a complete list, but there's 22 different offerings.
For the AAA Rewards card that I have, visit...
https://www.calif.aaa.com/financial/aaa-credit-card.html
Note: There are AAA Rewards card available for most AAA regions. Simply Google "AAA Rewards Card" along with the particular AAA network that you belong to.
As far as where CL's top out, @K-in-Boston is hitting a $99.9K ceiling on a BoA card or two, if I'm not mistaken. I would guess his income is at least in the mid 6 figures from his line up. My provable income between my wife and I is around $175K.
well done!
@Anonymous wrote:
@ChargedUp wrote:Click on "View All Cards" at the top. This isn't a complete list, but there's 22 different offerings.
For the AAA Rewards card that I have, visit...
Thanks. Seems like a lot of travel cards and since I don't travel, those are ruled out for me. The majority of the rest all seem like their basic Cash Rewards card with just a different paint job on them. I've always viewed "3-2-1" cards as simply a "3" card, as a 2% general CB card covers the 2-1. That being said, I don't see much value in taking on a 3% single category CB card, especially when my Freedom and Discover would likely render that 3% category useless 25%-50% of the year. Oh well. I guess I was hoping for something a bit more appealing to me.
I get what you're saying... This card may have fallen to the sock drawer if it hadn't grown to be my highest CL (by a HUGE margin!). While I'd rather be earning UR points, I gotta give love to where I get love. BoA has earned a good spot in my wallet.
@ChargedUp wrote:Ahh, the reasons I love BoA! They show my TU at 740 as of 5/22.
Wow that's an enormous CL - congratulations! 
@Anonymous wrote:
@ChargedUp wrote:Click on "View All Cards" at the top. This isn't a complete list, but there's 22 different offerings.
For the AAA Rewards card that I have, visit...
Thanks. Seems like a lot of travel cards and since I don't travel, those are ruled out for me. The majority of the rest all seem like their basic Cash Rewards card with just a different paint job on them. I've always viewed "3-2-1" cards as simply a "3" card, as a 2% general CB card covers the 2-1. That being said, I don't see much value in taking on a 3% single category CB card, especially when my Freedom and Discover would likely render that 3% category useless 25%-50% of the year. Oh well. I guess I was hoping for something a bit more appealing to me.
After a recent change you can now assign the 3% category on a monthly basis among several categories. That's different from cards like the Freedom and Discover cards where you can't change reward categories. As far as I know, the only other card that allows you to change categories monthly is the U.S. Bank Cash+ where you can modify the 5% category choice.
