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More GE LOVE!

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baronofthenorth
New Contributor

More GE LOVE!

Well, less than a month ago I tried a CLI over the automated phone thing for 1500 on my Chevron/Texaco VISA (would have brought CL to 3000).  It was declined without a counter-offer at the time.  Letter arrived in the mail stating not enough experience at current credit limit about a week after the denial.  No bigge, because no hard pull and I have seen this letter before in the past.  

 

Logged into my account last night while basking in the glow of my smartphone late at night, and low-and-behold, available CL of 4000!!!  Holy cow, an auto CLI of 2500!!!  I love you GECRB.

 

Time for me to dump the Captial One rebuilder (750 CL) as soon as the YES (year and statement) comes out...

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
Message 1 of 8
7 REPLIES 7
nicholasyud
Valued Contributor

Re: More GE LOVE!

congratttt

Next time call the backdoor trouble buddie

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 2 of 8
Tran92
Regular Contributor

Re: More GE LOVE!

Congrats! Does the visa version give you 10 cent per gallon?
TU 746 (10/13)
GOAL: 750+






Message 3 of 8
rtw
Established Contributor

Re: More GE LOVE!


Congrats! Love, love GE.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 8
armbenderc
Valued Contributor

Re: More GE LOVE!


@baronofthenorth wrote:

Well, less than a month ago I tried a CLI over the automated phone thing for 1500 on my Chevron/Texaco VISA (would have brought CL to 3000).  It was declined without a counter-offer at the time.  Letter arrived in the mail stating not enough experience at current credit limit about a week after the denial.  No bigge, because no hard pull and I have seen this letter before in the past.  

 

Logged into my account last night while basking in the glow of my smartphone late at night, and low-and-behold, available CL of 4000!!!  Holy cow, an auto CLI of 2500!!!  I love you GECRB.

 

Time for me to dump the Captial One rebuilder (750 CL) as soon as the YES (year and statement) comes out...


That is awesome. I will call GE next month for paypal extras MC CLI.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 5 of 8
Repo-ed
Senior Contributor

Re: More GE LOVE!

nice!
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 6 of 8
Epcot
Valued Contributor

Re: More GE LOVE!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 7 of 8
TiggerDat
Valued Contributor

Re: More GE LOVE!


@baronofthenorth wrote:

Well, less than a month ago I tried a CLI over the automated phone thing for 1500 on my Chevron/Texaco VISA (would have brought CL to 3000).  It was declined without a counter-offer at the time.  Letter arrived in the mail stating not enough experience at current credit limit about a week after the denial.  No bigge, because no hard pull and I have seen this letter before in the past.  

 

Logged into my account last night while basking in the glow of my smartphone late at night, and low-and-behold, available CL of 4000!!!  Holy cow, an auto CLI of 2500!!!  I love you GECRB.

 

Time for me to dump the Captial One rebuilder (750 CL) as soon as the YES (year and statement) comes out...


Congrats, they have been pretty good with me too, but not that good.  I went from $200 to $800 on my Belks card, that I never used, at the 4th month I think.  I also went from $500 to $1000 on my Walmart card at the same time.  Both were me calling them.  I too am nearly ready to sock drawer my Capone card.  I won't close it, since there is no annual fee.  It appears the only way to get Capone to give you a credit limit increase is to call their executive response team or file a complaint with the Better Business Bureau.  The removed my AF and raised my limit to $2000 when I filed with the BBB.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 8 of 8
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