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Multiple CLI's last night

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

Multiple CLI's last night

I decided to go on my credit cards last night and apply for CLI's. Some were ok and others were great.

 

Discover $500 CLI: Total CL $6,800 (Opened in March 2018 with SL of $4,500)

Paypal Extras Mastercard $2,500 CLI: Total CL $7,500 (Opened in April 2018 with SL of $5,000)

Best Buy Visa $500 CLI with HP: Total CL $3,500 (Opened in March 2018 with SL of $3,000)

Citi Double Cash Card (rejected with SP, I won't do HP right now) (Opened in April 2018 with SL of $2,000)

 

So overall I did decent with $3,500 in CLI's last night. With them, my total credit lines with 11 TL's is now at $46,200.








Message 1 of 11
10 REPLIES 10
Community Leader
Super Contributor

Re: Multiple CLI's last night

Congrats on some nice cli movementSmiley Happy
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
Message 2 of 11
Valued Contributor

Re: Multiple CLI's last night

Congratulations on your CLIs!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 3 of 11
Valued Contributor

Re: Multiple CLI's last night

Well done! All positive gains. Congrats!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 4 of 11
Valued Contributor

Re: Multiple CLI's last night

Well, I applied for another CLI on Paypal this morning and got an extra $500. I only requested $500 on the 1st when they gave me the $2,500 increase, but this time they only gave me the $500 I requested. $8,000 is still far more than I plan to use on that card ever.








Message 5 of 11
Valued Contributor

Re: Multiple CLI's last night

Congrats!! Very Nice!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Pier 1(18.5k) Amex BCP(18k) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) Overstock (14.6K) Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) J Crew( 9.9k) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (8K) Citi Double Cash (7k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(10) EQ 708(14)TU 711(16)
AAOA 3.4yrs TCL=316,100
Message 6 of 11
Valued Contributor

Re: Multiple CLI's last night

Congrats on the CLI's! That's a nice haul!



Scores - All bureaus 750 +/-
TCL - Est. $250K
Message 7 of 11
Senior Contributor

Re: Multiple CLI's last night

Congrats on CLI 's !!!

 

 

 

3-2019 / Fico 8 EX 802 , EQ 803 , TR 805
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 8 of 11
Highlighted
Established Contributor

Re: Multiple CLI's last night

Congrats!! Awesome work!!👍👍👍

😊



Starting FICO 8 Score: EQ 491
Stating FICO 8 Scores 03/17/2018
TU 483 EX 527 EQ 491
Current FICO 8 Score:
EQ 598
Goal Score: 600(within a year)


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Message 9 of 11
Regular Contributor

Re: Multiple CLI's last night

Well done on the CLI.  







Message 10 of 11