cancel
Showing results for 
Search instead for 
Did you mean: 

Multiple Synchrony Bank Store Card CLIs

aj2121
Frequent Contributor

Multiple Synchrony Bank Store Card CLIs

My scores have started to bounce back and I decided to request some CLIs for my store cards that have promotional balances to help with my utilization. I think all of my store cards are through Synchrony. When I had very high utilization for a longer period of time than I intended, Synchrony started balance chasing my cards as I made payments. The results were quite successful

 

Amazon Store Card - $4,400 -----> $6,000

Synchrony CarCare - $1,150 -----> $2,500

Newegg - $3,350 -----> $5,000

Value City Furniture - $370 -----> $1,200 Synchrony balance chased me hard on this one Smiley Mad

Lowes - $1,500 -----> $3,000 -----> $6,500 -----> $15,000 Smiley Surprised

 

My wife and I have a number of home projects we are hoping to work on this spring so the Lowes increases were awesome! I initially requested double my limit, then when I saw the increase to $6k on my Amazon card I came back and requested the $6.5k, after that I just decided to see how far I could go. My $15k request was approved, so I shot for the moon and requested $30k after that. It was denied and no counter was presented. I'll let these new limits report and continue paying down balances and try for some more CLIs in a couple of months.

FICO8 as of 4/9/21:
Message 1 of 17
16 REPLIES 16
cashorcharge
Valued Contributor

Re: Multiple Synchrony Bank Store Card CLIs

Nicely done! That's terrific!  Congratulations on your approvals!! 🎉🥂

Message 2 of 17
AllZero
Mega Contributor

Re: Multiple Synchrony Bank Store Card CLIs

Congratulations on your CLIs!
Message 3 of 17
CreditAggie
Senior Contributor

Re: Multiple Synchrony Bank Store Card CLIs

Congratulations on your CLIs!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 17
gdale6
Moderator

Re: Multiple Synchrony Bank Store Card CLIs

Grats to all your success with Synch Smiley Happy

Message 5 of 17
MyFault
Valued Contributor

Re: Multiple Synchrony Bank Store Card CLIs

Congrats on your CLI's!



  |  
Message 6 of 17
M_Smart007
Epic Contributor

Re: Multiple Synchrony Bank Store Card CLIs

Congrats! ..

Message 7 of 17
Mr_Mojo_Risin
Senior Contributor

Re: Multiple Synchrony Bank Store Card CLIs

You had a fantastic outcome! Fine job workin those CLI's!

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 8 of 17
Demented1
Established Contributor

Re: Multiple Synchrony Bank Store Card CLIs

Great job on your quintet of Sync CLI’s…enjoy the added leverage and have fun with the “Honey-Do lists”. Smiley Wink





Message 9 of 17
Credit4Growth
Valued Contributor

Re: Multiple Synchrony Bank Store Card CLIs

Congrats on the CLI's approvals 🙂

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.