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My 3rd $5k SP CLI from FNBO!!!

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credit_is_crack
Valued Contributor

My 3rd $5k SP CLI from FNBO!!!

Hi All!!

 

It's been a bit since I've been on here so hope everyone is well. I have an FNBO Complete Rewards VS (2% card) and got it in SEPT 2017. Each time I've called in for a SP CLI, they've approved me for another $5k. My last one was July this year and thought, why not give it a whirl. Called them up this AM and was approved for another $5k (soft pull inquiry). I am specific when calling in and ask for "a soft pull credit increase" and they start checking it instantly. Just wanted to share in case anyone has FNBO and looking for free money Smiley Happy

 

09/2017 - Approved SL $8,000

03/2018 - Approved SP CLI +$5,000 (new limit $13,000)

07/2018 - Approved SP CLI +$5,000 (new limit $18,000)

12/2018 - Approved SP CLI +$5,000 (new limit $23,000)

 

My spend has never been crazy to warrant an uptick in the limit, but I'll take it. I'm sure my EX F9 score is playing a factor here. 

Screen Shot 2018-12-06 at 9.48.07 AM.png

 

Screen Shot 2018-12-06 at 9.48.20 AM.png

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: My 3rd $5k SP CLI from FNBO!!!

credit_is_crack ... you sure have FNBO's number on CLIs ... congrats! Smiley Happy Also, great FICO 9 Score!

Message 2 of 10
credit_is_crack
Valued Contributor

Re: My 3rd $5k SP CLI from FNBO!!!


@Anonymous wrote:

credit_is_crack ... you sure have FNBO's number on CLIs ... congrats! Smiley Happy Also, great FICO 9 Score!


Thanks! When I first applied my report was in solid shape so I think I was bucketed in their top tier, and I'm still reaping the benifits! 

Message 3 of 10
AverageJoesCredit
Legendary Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Ill take what you useSmiley Wink
Message 4 of 10
19eighty5
Senior Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Congratulations on your SP CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 10
credit_endurance
Valued Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Congrats CIC! You have inspired me to give them another call. Been stuck on $18k with my visa since April. I have hit them up every month since August and no dice. They just might be in a given mood this month. Smiley Wink

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 6 of 10
Anonymous
Not applicable

Re: My 3rd $5k SP CLI from FNBO!!!

Congrats on very nice CLI and love your fico score!!!!

 

Message 7 of 10
xaximus
Valued Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Congrats on the CLIs!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 8 of 10
RonM21
Valued Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Nice jumps you have there! Congrats and welcome back!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 10
CreditInspired
Community Leader
Super Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

WooHoo OP and a humongous congratulations to you. 

 

Thanks so so much for sharing. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 10 of 10
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