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Hi All!!
It's been a bit since I've been on here so hope everyone is well. I have an FNBO Complete Rewards VS (2% card) and got it in SEPT 2017. Each time I've called in for a SP CLI, they've approved me for another $5k. My last one was July this year and thought, why not give it a whirl. Called them up this AM and was approved for another $5k (soft pull inquiry). I am specific when calling in and ask for "a soft pull credit increase" and they start checking it instantly. Just wanted to share in case anyone has FNBO and looking for free money
09/2017 - Approved SL $8,000
03/2018 - Approved SP CLI +$5,000 (new limit $13,000)
07/2018 - Approved SP CLI +$5,000 (new limit $18,000)
12/2018 - Approved SP CLI +$5,000 (new limit $23,000)
My spend has never been crazy to warrant an uptick in the limit, but I'll take it. I'm sure my EX F9 score is playing a factor here.
credit_is_crack ... you sure have FNBO's number on CLIs ... congrats! Also, great FICO 9 Score!
@Anonymous wrote:credit_is_crack ... you sure have FNBO's number on CLIs ... congrats! Also, great FICO 9 Score!
Thanks! When I first applied my report was in solid shape so I think I was bucketed in their top tier, and I'm still reaping the benifits!
Congratulations on your SP CLI!
Congrats CIC! You have inspired me to give them another call. Been stuck on $18k with my visa since April. I have hit them up every month since August and no dice. They just might be in a given mood this month.
Congrats on very nice CLI and love your fico score!!!!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
WooHoo OP and a humongous congratulations to you.
Thanks so so much for sharing.