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My 3rd $5k SP CLI from FNBO!!!

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Valued Contributor

My 3rd $5k SP CLI from FNBO!!!

Hi All!!

 

It's been a bit since I've been on here so hope everyone is well. I have an FNBO Complete Rewards VS (2% card) and got it in SEPT 2017. Each time I've called in for a SP CLI, they've approved me for another $5k. My last one was July this year and thought, why not give it a whirl. Called them up this AM and was approved for another $5k (soft pull inquiry). I am specific when calling in and ask for "a soft pull credit increase" and they start checking it instantly. Just wanted to share in case anyone has FNBO and looking for free money Smiley Happy

 

09/2017 - Approved SL $8,000

03/2018 - Approved SP CLI +$5,000 (new limit $13,000)

07/2018 - Approved SP CLI +$5,000 (new limit $18,000)

12/2018 - Approved SP CLI +$5,000 (new limit $23,000)

 

My spend has never been crazy to warrant an uptick in the limit, but I'll take it. I'm sure my EX F9 score is playing a factor here. 

Screen Shot 2018-12-06 at 9.48.07 AM.png

 

Screen Shot 2018-12-06 at 9.48.20 AM.png

Message 1 of 10
9 REPLIES 9
Moderator Emeritus

Re: My 3rd $5k SP CLI from FNBO!!!

credit_is_crack ... you sure have FNBO's number on CLIs ... congrats! Smiley Happy Also, great FICO 9 Score!

Starting Score: 300
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 2 of 10
Valued Contributor

Re: My 3rd $5k SP CLI from FNBO!!!


@Dinosaur wrote:

credit_is_crack ... you sure have FNBO's number on CLIs ... congrats! Smiley Happy Also, great FICO 9 Score!


Thanks! When I first applied my report was in solid shape so I think I was bucketed in their top tier, and I'm still reaping the benifits! 

Message 3 of 10
Community Leader
Mega Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Ill take what you useSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 10
Senior Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Congratulations on your SP CLI!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 5 of 10
Valued Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Congrats CIC! You have inspired me to give them another call. Been stuck on $18k with my visa since April. I have hit them up every month since August and no dice. They just might be in a given mood this month. Smiley Wink

FICO08 Jan 2020 (TU 743) (EQ 746) (EXP 770)
FICO09 Jan 2020 (TU 786) (EQ 791) (EXP 788)
TCL $700K+
Message 6 of 10
Senior Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Congrats on very nice CLI and love your fico score!!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 10
Valued Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Congrats on the CLIs!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 8 of 10
Valued Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

Nice jumps you have there! Congrats and welcome back!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 9 of 10
Community Leader
Super Contributor

Re: My 3rd $5k SP CLI from FNBO!!!

WooHoo OP and a humongous congratulations to you. 

 

Thanks so so much for sharing. 

REVISED GOAL: Garden ‘til Dec 2020 — 0 inquiries

Previous Goal: Garden til APR 2020 (extended) and
800 Club (accomplished)


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799
DEC 2017: EX 775, TU 778, EQ 769

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $22.2K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 10 of 10
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