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My Amex Hilton Aspire Data Points

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Regular Contributor

My Amex Hilton Aspire Data Points

Just approved for SL 5000
Experian 670
INQ 6 all in the last 3-4 months
Baddies: 1 two years old
Income: 6 figures
Amex customer since: November 2017
Utilization: 1% using AZEO method

Current amex cards
Hilton Aspire: 5K with 100K Hilton Honors points bonus
SPG: 3000 with 25K SPG signup bonus
PRG: Charge Card with 50K Amex points signup bonus
Platinum: Charge Card: 60K Amex points signup bonus
ED cash 1000: $150 cash bonus

All minimum spend met for bonuses except for the new Hilton.

Other cards since my rebuild officially started on August 2017

Penfed PowerCash: 10k due to FICO 9 being used
Citi DC: 2000
Wells Fargo: 2000
Merick Double your limit $700 with 4 months til double
Cap Quicksilver: 400
Message 1 of 6
5 REPLIES 5
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Established Contributor

Re: My Amex Hilton Aspire Data Points

Wow.  Congrats.  Nice SL to

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 2 of 6
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Regular Contributor

Re: My Amex Hilton Aspire Data Points


@RebuildingIsHard wrote:

Just approved  for SL 5000

Experian 670

INQ 6 all in the last 3-4 months

Baddies: 1 two years old

Income: 6 figures

Amex customer since: November 2017

 

Current amex cards

Hilton Aspire: 5K with 100K Hilton Honors points bonus

SPG:  3000 with 25K SPG signup bonus

PRG: Charge Card with 50K Amex points signup bonus

Platinum: Charge Card: 60K Amex points signup bonus

ED cash 1000: $150 cash bonus

 

Other cards since my rebuild officially started on August 2017

 

Penfed PowerCash: 10k due to FICO 9 being used

Citi DC: 2000

Wells Fargo: 2000

Merick Double your limit $700 with 4 months til double

Cap Quicksilver: 400


Man you are kicking some major BUTT with that 670. I'm impressed, keep up the good work.

{Cap1 Quicksilver: $850} {Discover It: $2.2k} {Amex BCE: 20k} {Wells Fargo Cash Wise: $6k} {Sam's Club Credit: $967} {Barclaycard Ring: $750} {Chase Slate: $14.2k} {Wal-Mart MC: $7.9k} {Chase Amazon: $1.3k} {Target RedCard: $800} {AU on BofA card: $15k} {Sams MC $2.4k} {US Bank Cash+ $7.2k} {BofA Business Cash Rewards $5.5k} {Citi DC $8.1k} {Uber Visa $3.6k} {USAA Cash Preferred $2k} {NFCU somethin card $3.9k} {Alliant CU somethin card $7,500} {Lowe's MC $3.0k}
Message 3 of 6
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Regular Contributor

Re: My Amex Hilton Aspire Data Points

That’s what I thought too. But myFICO 9 Equifax is 772. I think that high PenFed limit is helping my Amex applications out. That and Amex is really showing me love on my rebuild, but Discover pre approved me but declined me for too many new inquiries in the last 3 months. Barclays Uber also declined me with 701 Transunion for the same reason. I guess time to Garden for a long while and consider myself super lucky with what I got for now...........

But come on Capital One........... $400 after a whopping $100 CLI. It’s the sock drawer until the annual fee is due and then try to product change or cancel.
Message 4 of 6
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Super Contributor

Re: My Amex Hilton Aspire Data Points

Wow, congrats OP, good progress on rebuilding. 

 

Do I read that correctly, you have 5 ( five ) new AMEX in less than 3 months ?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
Message 5 of 6
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Regular Contributor

Re: My Amex Hilton Aspire Data Points

Yes. from my understanding you can be approved for 2 Amex CC 5 days apart but not usually more than 2 in 90 days. From what I gathered none of this applies to any of Charge cards, there is no limit.

 

First I got a pre Approval on their website for the PRG and also applied for the ED to combine HPs.

 

Then about a month later I applied for the SPG and Platinum again to combine HPs.

 

I then checked my offers on the website for kicks and I was preapproved for all three new Hilton cards. I'm not quite past the 90 days but i figured why not, if not approved through Amex once a customer, no harm no foul since they dont pull credit unless you qualify. However, I still have not gotten an alert for an inquiry on any of the services i use until now......and some of them are pretty instantaneous..Could it be a SP.!!!!!!!  that would be great

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