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My Best Buy Store Card 👉🏽 $2K Approved!

dre90
Valued Member

My Best Buy Store Card 👉🏽 $2K Approved!

Alright so it's a closed-loop and my third-smallest limit credit card out of my portfolio, but I'm particularly pleased with this approval because it's an indication that I might be back in Citi's good graces. I've burned Citi back in 2017 - 2018 and burned two of their flagship Simplicity and Hilton Honors cards each at about ~$5000 & ~$6000 plus burned another ~$5000 My Best Buy card. This was a bad burn because all cards were maxed but eventually, I settled and paid the agreed amount. For a while, I was not getting approved for any of their cards until recently where I got a Home Depot card for $500 which is the smallest limit card I have now. I've had this card for about 2 - 3 months now and decided to just last night try another closed loop card and got in with my Best Buy card and got approved for $2,000 (25.24%) - not much and not much to be excited about but the fact is it appears I'm no longer in Citi's rearview. I'm just now out of a 2-month garden and now heading back in until further notice since I no longer need any more credit. In fact, I'm closing a lot of my unused accounts to further clean up my profile. 

Some data points to consider: EXP Fico 675 TU Fico 715 EQ 694. 26 inq (about 10 will be removed next month and December). 19% total util. No past due baddies or payment mishaps since my last CO in 2018. All accounts are paid as agreed with Penfed PC VS as my main driver with about $8K balance. No loans of any sort except deferred Fedloan student for $9500. 

17 REPLIES 17
CS1974
Valued Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your  Best Buy card approval! 

 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 18
M_Smart007
Epic Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your Approval..

Message 3 of 18
gdale6
Moderator

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Grats on your BB store card approval Smiley Happy

Message 4 of 18
Vmc726
Frequent Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congrats 




Banks & Credit Unions



myFICO 8 | 9 Scores 8/2021





Message 5 of 18
JoeLuvsHisCredit
Valued Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations

Message 6 of 18
FlaDude
Established Contributor

CRe: My Best Buy Store Card 👉🏽 $2K Approved!

Congrats on the new card!!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)
Message 7 of 18
CreditAggie
Senior Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your Best Buy Store Card approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 8 of 18
AllZero
Mega Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your approval!
Message 9 of 18
MartyWrite75
Valued Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your approval!

September 2021: Experian 717 Equifax 705 Transunion 725


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 (Sock drawer) || Discover It: $4,900 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $7,550 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor || Citi Custom Cash

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 9%
Inquiries: Exp: (4) Trans: (1) Equif: (0)
Message 10 of 18
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