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My Best Buy Store Card 👉🏽 $2K Approved!

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Valued Member

My Best Buy Store Card 👉🏽 $2K Approved!

Alright so it's a closed-loop and my third-smallest limit credit card out of my portfolio, but I'm particularly pleased with this approval because it's an indication that I might be back in Citi's good graces. I've burned Citi back in 2017 - 2018 and burned two of their flagship Simplicity and Hilton Honors cards each at about ~$5000 & ~$6000 plus burned another ~$5000 My Best Buy card. This was a bad burn because all cards were maxed but eventually, I settled and paid the agreed amount. For a while, I was not getting approved for any of their cards until recently where I got a Home Depot card for $500 which is the smallest limit card I have now. I've had this card for about 2 - 3 months now and decided to just last night try another closed loop card and got in with my Best Buy card and got approved for $2,000 (25.24%) - not much and not much to be excited about but the fact is it appears I'm no longer in Citi's rearview. I'm just now out of a 2-month garden and now heading back in until further notice since I no longer need any more credit. In fact, I'm closing a lot of my unused accounts to further clean up my profile. 

Some data points to consider: EXP Fico 675 TU Fico 715 EQ 694. 26 inq (about 10 will be removed next month and December). 19% total util. No past due baddies or payment mishaps since my last CO in 2018. All accounts are paid as agreed with Penfed PC VS as my main driver with about $8K balance. No loans of any sort except deferred Fedloan student for $9500. 

17 REPLIES 17
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Valued Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your  Best Buy card approval! 

 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 18
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Epic Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your Approval..

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Moderator

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Grats on your BB store card approval Smiley Happy

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Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congrats 




myFICO 8 Scores 10/2020





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Valued Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations

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Established Contributor

CRe: My Best Buy Store Card 👉🏽 $2K Approved!

Congrats on the new card!!

Scores: Spt 20: EX FICO8 831, TU FICO8 828, EQ FICO8 823
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Slate, Chase Amazon, Chase CSP, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Prosper (20k/3yrs 7.14%), Lending Club (10k/3yrs 5.89%), Chase car loan (35k/6yrs 0.9%)
Message 7 of 18
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Valued Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your Best Buy Store Card approval!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


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Super Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your approval!
Message 9 of 18
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Established Contributor

Re: My Best Buy Store Card 👉🏽 $2K Approved!

Congratulations on your approval!

October 2020: Experian 687 Equifax 683 Transunion 698


Cards I Have:
Cap One QS: $500
Cap One QS1: $2,600
Discover It: $2,900
Cap One Walmart: $500
AMEX BCE: $1,000
Amazon Prime Store Card: $1,000
Overstock Store Card: $1,550

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Discover Cash Back
Cap One Savor


Gardening until January 2021

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