cancel
Showing results for 
Search instead for 
Did you mean: 

My Credit Journey

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
New Visitor

My Credit Journey

Hi Guys,

My First ever post here.

 

I arrived to New York for work from Asia on January. So here's is how my credit journey looks like.

 

First ever card applied

Discover ( February )

Approved instantly for $1500 credit limit

 

Second Card

Amazon Store Card (March)

Denied after review(one day) by Chase stating no credit history

 

Third Card

Chase Slate ( I went to bank personnel to apply for this. This was only visa card i prequalified for.)

Approved after review (1 day) for $1400 credit Limit

 

Fourth Attempt

Amex Blue Cash Everyday ( May 29)

Approved instantly for $5000 credit limit ( Card on the way, 

 

I would be applying for BankAmerica Travel Card and Rewards card next in coming weeks. Since i have been banking with them for about 5 months.

 

So i almost got rewards card of all sort, Travel card should complete my portfolio.

Message 1 of 3
2 REPLIES 2
Established Contributor

Re: My Credit Journey

I probably wouldn't app for anymore til next year. 3 primes will really get u going
Message 2 of 3
New Visitor

Re: My Credit Journey

Thanks for responding. I didn't get you when you meant three prime's.

 

I plant to have just 4-5 cards then forget about applying forever. I am not a heavy user, but first time moved into new apartment, highest utilization was $1187 on my Discover. Other than that my maximum cap has been around 400$ - 600$ per month, some times goes over $800 when i needed to buy some electronics for family back in asia.

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.