It feels amazing to finally get approved for an Amex, I got approved for the BCE on a prequalify check. No idea what the limit is as I had to call in to confirm identity due to fraud alert on my file. Now I can cancel my garbage starter card I have (First Access)!
Couldn't get approved for a pack of gum last year haha
Also some data points for those wondering
650 FICO8 EX
9 INQ (10 with this app, gardening for a while)
6 CO Accounts(all paid and super old, 4-5 months from EE on all of them)
1% UTL on my cards ($34/$3850)
21% UTL on AU cards ($2500/$12000)
16% Overall UTL
Was declined for this same card a few months ago.
Might be time to get off those AU cards unless they are helping your AAoA.
Great job on the progress!!
Great job on the progress!!
Starting Score: 475
congrats, enjoy your new AMEX.
Awesome job
. Once those CO fall off, you going to be ballin
.
. Once those CO fall off, you going to be ballin.