That is major! A big congrats to ya!!
BK13 to BK7 conversion 7/16/2021
341 mtg 8/11/2021
BK7 discharge 10/13/2021
I have a plan and so far it’s going as planned
Approvals since discharge:
Cap1 Auto 10.99%
Cap1 Platinum SL 2000/current 2300
Cap1 Walmart SL 1000/current 1500
Petal2 SL 4500
PayPal Credit SL 2000
CFNA Ted Wiens SL 1800/current 2800
Apple MC SL 500
Sinclair Gas Card SL 550
DiscoverIT SL 2000
CCCU Auto refi 5.04%
CCCU Platinum Rewards SL 500
All cards zero except two
I never pay interest- always pay in full
I use one card for a few months running it up to 30% then bringing it back down to zero then move on to the next card. Starting scores in 10/2021 were non existent as no scores could be found since I had been in Ch13 for several years and had no active credit accounts. Todays scores:
EX Fico8- 675
TU Vantage 3.0- 686
EQ Vantage 3.0- 696
