I had to share. Im still fighting with my Student Loans to get the old info off of the accounts. But the new accounts with good payment history, and getting my secured Cap1 and Fingerhut down quickly also helped. Finally all my scores are in the 600s. I decided to try a few pre qualifiy sites. First was Cap1... Was approved for the Quicksilver and Platinum. I choose the Quicksilver. Then I tried Discover, was pre qualified for a student card, but then not approved.
Regardless I now have 3 Credit Lines 
Cap1 QS, CAP1 Sec, and Fingerhut
@Anonymous wrote:I had to share. Im still fighting with my Student Loans to get the old info off of the accounts. But the new accounts with good payment history, and getting my secured Cap1 and Fingerhut down quickly also helped. Finally all my scores are in the 600s. I decided to try a few pre qualifiy sites. First was Cap1... Was approved for the Quicksilver and Platinum. I choose the Quicksilver. Then I tried Discover, was pre qualified for a student card, but then not approved.
Regardless I now have 3 Credit Lines
On Discover, If you want to take the HP now (so the account can start to age now with your other open accounts) (and can handle a 200$ or more deposit) I think you have a good chance for the secured version.... or you can wait a few months... You have a good lineup right now...
But if you decide to take it now (and your scores are roughly where they are now.. once you get in the 660s id just app for a regular disco in your situation) not later,,, apply for the secured.. dont apply for the normal/student discover and think your going to be offered it... not quite how it works with them right now.. Likely to need new pulls even though you apped for the student card... You can also try calling them to see if they will offer it to you (some folks have had luck with this.. its not a true recon.. but look on here.. think you need to talk to a backdoor rep for it though, might save you another pull)
Read on some thread that 650-660 on TU and the prerequisite 7mo is roughly when they start unsecuring.... YMMV of course, there are a few folks who have seen it at 5mo, and some, do take longer....
-J
Congrats on getting card #3, as stated above we all start somewhere. Best of luck
. Best of luck
First, thanks everyone for the well wishes. This site has been a mountain of useful information.
Second, what is Uw ? 
Underwriters. Congrats & Keep up the great work!!!
@Anonymous wrote:I had to share. Im still fighting with my Student Loans to get the old info off of the accounts. But the new accounts with good payment history, and getting my secured Cap1 and Fingerhut down quickly also helped. Finally all my scores are in the 600s. I decided to try a few pre qualifiy sites. First was Cap1... Was approved for the Quicksilver and Platinum. I choose the Quicksilver. Then I tried Discover, was pre qualified for a student card, but then not approved.
Regardless I now have 3 Credit Lines
Awesome job! Congratulations!