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My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

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Golf-and-Credit
Regular Contributor

My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

Good afternoon!

 

Just got approved through my local credit union (Numerica) for a CLI on a $500 card I opened in 2016 when I joined. $1500 increase to $2000 on a sock drawer card! Also refinanced my truck to a 2% interest rate and grabbed a small personal loan to pay off the remaining credit card debt we had at a lower interest rate than the actual cards! Not a bad day on 1 hard  pull!!! My DW and I went through some tough times in 2012 with our finances, gutted it and paid (almost) everything off and have felt our success the last couple of years. It is nice to hear that you are a Tier 1 borrower from a bank! My credit union pulled Equifax at 775. Thank so much for everyone who posts their own stories on here! I am obsessed with this forum!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization
Message 1 of 20
19 REPLIES 19
Fico_Salamanca
Frequent Contributor

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

Congrats!

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Message 2 of 20
CreditAggie
Community Leader
Super Contributor

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 20
AllZero
Mega Contributor

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

Congratulations on your CLI and approvals!
Message 4 of 20
Anonymous
Not applicable

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

That's a lot of mileage for one HP indeed, congrats!

Message 5 of 20
gdale6
Moderator Emeritus

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

Lots of approvals for you today, CUs are great Smiley Happy

Message 6 of 20
Slabenstein
Valued Contributor

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

Congrats!  You've made a loan officer at your credit union very happy, so you're doing good in the world. Smiley Happy


Message 7 of 20
Anonymous
Not applicable

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!


@Golf-and-Credit wrote:

Good afternoon!

 

Just got approved through my local credit union (Numerica) for a CLI on a $500 card I opened in 2016 when I joined. $1500 increase to $2000 on a sock drawer card! Also refinanced my truck to a 2% interest rate and grabbed a small personal loan to pay off the remaining credit card debt we had at a lower interest rate than the actual cards! Not a bad day on 1 hard  pull!!! My DW and I went through some tough times in 2012 with our finances, gutted it and paid (almost) everything off and have felt our success the last couple of years. It is nice to hear that you are a Tier 1 borrower from a bank! My credit union pulled Equifax at 775. Thank so much for everyone who posts their own stories on here! I am obsessed with this forum!


Congratulations most of all on beings Tier 1 borrower! All that hard work does pay off! 

That said, now let's get in a W00t W00t 🥳🥳 for your CLI and loans! 🥳🥳 Enjoy it! 

Message 8 of 20
Mr_Mojo_Risin
Senior Contributor

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

Some great news today! A sweet apr and CLI, you've done well. 

Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 20
Credit4Growth
Senior Contributor

Re: My Local Credit Union CLI/Truck Refinance/Personal Loan Approval!

Nice!!!
Congratulations on your approvals and the credit limit increase!
Message 10 of 20
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