My Smile Care Credit

ForeverGardening · ‎11-24-2018

I was approved for a SL of 2,000. Logged into my account immediately and requested a CLI and was bumped up to 4K

RonM21 · ‎11-24-2018

Congrats on the approval an CLI!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎11-24-2018

Awesome! What exactly can this be used for? Never heard of it. I used to have CareCredit.

Anonymous · ‎11-24-2018

@Anonymous wrote:
Awesome! What exactly can this be used for? Never heard of it. I used to have CareCredit.

It's a Commenity product. And, as the name suggests, it's for dental care.

Congratulations! FG on your 4K approval. I suspect, like other Commenity cards, it's a grower. (Assuming, of course, they don't shut you down first -- no jinx intended.)

Some DPs would be appreciated.

AverageJoesCredit · ‎11-24-2018

😁😃😄😆😀

19eighty5 · ‎11-24-2018

Congratulations on your approval and CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

ForeverGardening · ‎11-30-2018

Here are some DP for my approval. YMMV

Pulled EX: FICO 08 590

Oldest account: 9.3 years

Newest: 2 month

Average: 4y 7m

Inquiries: 15/24

Baddies: 3 collections (2 from LVNV for Cap1 charge offs in 2015. The 3rd from Midland and in the process of being removed). 3 30 day lates ranging from 2015-2017

My highest credit line is $5K from Navy Federal