cancel
Showing results for 
Search instead for 
Did you mean: 

My first Chase card, Freedom Flex $7500 SL

lyTENciL
Regular Contributor

My first Chase card, Freedom Flex $7500 SL

Just got off the phone with Chase! I got my approval on the phone, after they verified my identity. I put my app in a couple weeks ago, and tried not to worry too much when I didn't get an instant approval. Some weeks before that, the prequal site was offering me the Freedom Flex and a couple other cards, but just before this app, I was getting no offers. After recieving no email for several days, I thought they must have denied me. When I finally got a chance to pick up my snail mail, I had a letter asking to call fraud dept to verify my app. All it took was a simple call, and I got the card! I was so stoked that I forgot to ask the APR... Edit: They pulled Experian only (all 3 were unfrozen)

 

So how'd I do for my first Chase?



FICO (5/21): EX8 803. TU8 821. EQ9 830.
Mortgage (5/21): EX2 779. EQ5 778. TU4 unk.
Profile: Clean/thick?/aged/new. Revolvers: 5 open, 1 closed. 1 Install (7%).
AoOA/RA 17y. AAoA 3.5y. AoYA/RA 0m. TCL $53.8K.
Free Monthly FICOs:
Message 1 of 16
15 REPLIES 15
Slabenstein
Valued Contributor

Re: My first Chase card, Freedom Flex $7500 SL

Grtz on the Flex!  Chase is a good lender, in my experience, and the CFF is a good card.


Message 2 of 16
coreyb80
Valued Contributor

Re: My first Chase card, Freedom Flex $7500 SL

Congrats on the approval!

Message 3 of 16
trant3
Established Contributor

Re: My first Chase card, Freedom Flex $7500 SL

congrats, very nice world elite mastercard


FICO EQ: 720 EX: 713 TU 721

Sofi $15k, Venmo Visa $2.7k, Apple $7k, Citi+ Rewards $12.8k, Citi Double Cash $13k, Citizens Bank Cash Plus $8k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $16k, Amex BCP $9.5k, Amex Hilton $10k, Chase Freedom $26.5k, NFCU Plat $43k, NFCU Cash $25.5k, Discover IT $27.5k, Discover Miles $10.5k, BECU Visa $14k, Wells Fargo Cash $6.3k, PenFed Promise $15k, PenFed Gold $20k

Message 4 of 16
Dogbert
Valued Contributor

Re: My first Chase card, Freedom Flex $7500 SL

Congrats on a Most Impressive first at-bat with Chase!

 

My only suggestion - be careful if you plan to apply for addtional cards with other lenders right away.  They can get twitchy, especially if your profile was borderline for approval initially.  Personal experience.  I hear chase is a great lender, otherwise.  I say "I hear" because of the previously stated "personal experience."  I still missed that card a year-and-a-half later until last week...   

 

  
  
---- NAILED IT!

Message 5 of 16
AllZero
Super Contributor

Re: My first Chase card, Freedom Flex $7500 SL

Congratulations on your approval!
Message 6 of 16
lyTENciL
Regular Contributor

Re: My first Chase card, Freedom Flex $7500 SL

Thanks for the advice @Dogbert. I've heard of banks taking back approvals for credit seeking behavior. I have no plans to get any more cards for the foreseeable future. Though I said exactly that before I got the NFCU card, lol. Then I heard about the grocery bonus, and I couldn't resist.



FICO (5/21): EX8 803. TU8 821. EQ9 830.
Mortgage (5/21): EX2 779. EQ5 778. TU4 unk.
Profile: Clean/thick?/aged/new. Revolvers: 5 open, 1 closed. 1 Install (7%).
AoOA/RA 17y. AAoA 3.5y. AoYA/RA 0m. TCL $53.8K.
Free Monthly FICOs:
Message 7 of 16
blindambition
Community Leader
Senior Contributor

Re: My first Chase card, Freedom Flex $7500 SL

Congrats on your CFF card!!! Nice SL for your first Chase card. Enjoy!!!

Smiley Happy

Message 8 of 16
Dogbert
Valued Contributor

Re: My first Chase card, Freedom Flex $7500 SL


@lyTENciL wrote:

Thanks for the advice @Dogbert. I've heard of banks taking back approvals for credit seeking behavior. I have no plans to get any more cards for the foreseeable future. Though I said exactly that before I got the NFCU card, lol. Then I heard about the grocery bonus, and I couldn't resist.


@lyTENciL GOOD PLAN! Wish I'd followed that two years ago, lol. 

 

  
  
---- NAILED IT!

Message 9 of 16
CreditAggie
Senior Contributor

Re: My first Chase card, Freedom Flex $7500 SL

Congratulations on your Chase Freedom Flex approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.