After a considerable stint in the garden, I applied for a second US Bank Cash+ last week, because I've hit the $2000 quarterly cap every quarter since I got my first one (the $100 online bonus didn't hurt either). I got the typical 7-10 day message. After not hearing anything about my application for an entire week (the online application status website and phone number couldn't locate my application), I called the number on the back of my first Cash+ and see if the my app had been decisioned yet. I spoke to a kind CSR who confirmed to me that my application had been approved with a $5000 limit. YAHOOOO!!!!!
Incidentally, this isn't the only good news I got with this phone call.... Just some backstory, while I have gotten numerous SP CLIs across many of my cards over time, they've all been initiated by me. One thing that has always irked me is that I have never been surprised with an uninitiated CLI before...
Well, while I was going through the automated prompts to speak to someone about my application, the IVR began to read out information about my current Cash+ account. Boy, was I surprised when it said that my current revolving limit was $7500!!! I actually had the IVR restate my account information again to make sure I hadn't misheard. Sure enough, my first Cash+ (originally with a $5000 limit) had been given an unsolicited $2500 SP CLI!!! Yay! Now I'm a member of the spontaneous luv club! Lol.
EDIT:
I guess this also puts me in the 100K club as well!! 
@Anonymous wrote:After a considerable stint in the garden, I applied for a second US Bank Cash+ last week, because I've hit the $2000 quarterly cap every quarter since I got my first one (the $100 online bonus didn't hurt either). I got the typical 7-10 day message. After not hearing anything about my application for an entire week (the online application status website and phone number couldn't locate my application), I called the number on the back of my first Cash+ and see if the my app had been decisioned yet. I spoke to a kind CSR who confirmed to me that my application had been approved with a $5000 limit. YAHOOOO!!!!!
Incidentally, this isn't the only good news I got with this phone call.... Just some backstory, while I have gotten numerous SP CLIs across many of my cards over time, they've all been initiated by me. One thing that has always irked me is that I have never been surprised with an uninitiated CLI before...
Well, while I was going through the automated prompts to speak to someone about my application, the IVR began to read out information about my current Cash+ account. Boy, was I surprised when it said that my current revolving limit was $7500!!! I actually had the IVR restate my account information again to make sure I hadn't misheard. Sure enough, my first Cash+ (originally with a $5000 limit) had been given an unsolicited $2500 SP CLI!!! Yay! Now I'm a member of the spontaneous luv club! Lol.
EDIT:
I guess this also puts me in the 100K club as well!!
Congratulations to you!...Thanks for sharing.
Congrats on your CLI !!
