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My goodness! BofA auto CLI to 55k

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AverageJoesCredit
Legendary Contributor

Re: My goodness! BofA auto CLI to 55k

Smiley Happy SuperSmiley Happy

Now did you just go from 1k to 55k or what? Smiley Wink
Message 11 of 25
Discover2016
Valued Contributor

Re: My goodness! BofA auto CLI to 55k


@CreditMagic7 wrote:

Out of pure dumb curiosity do you mind also sharing with us the current APR that's on this card?

 

Thanks in advance.


Current APR is 14.99%Woman Very Happy

Gardening until September 2025
Next app: Mortgage in September 2025
Message 12 of 25
Discover2016
Valued Contributor

Re: My goodness! BofA auto CLI to 55k


@AverageJoesCredit wrote:
Smiley Happy SuperSmiley Happy

Now did you just go from 1k to 55k or what? Smiley Wink

Went from 40k to 55k, I think that's the biggest jump I have had with BofA.

Gardening until September 2025
Next app: Mortgage in September 2025
Message 13 of 25
CreditMagic7
Mega Contributor

Re: My goodness! BofA auto CLI to 55k


@Discover2016 wrote:

@CreditMagic7 wrote:

Out of pure dumb curiosity do you mind also sharing with us the current APR that's on this card?

 

Thanks in advance.


Current APR is 14.99%Woman Very Happy


Appreciate that very much, thanks again.

 

I was able to walk those rates down on mine too. A very useful benefit.

Message 14 of 25
cmm89
Frequent Contributor

Re: My goodness! BofA auto CLI to 55k


@Discover2016 wrote:

 


@AverageJoesCredit wrote:
Smiley Happy SuperSmiley Happy

Now did you just go from 1k to 55k or what? Smiley Wink

Went from 40k to 55k, I think that's the biggest jump I have had with BofA.


Would you mind sharing your TU score?

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

Message 15 of 25
Discover2016
Valued Contributor

Re: My goodness! BofA auto CLI to 55k


@cmm89 wrote:

@Discover2016 wrote:

 


@AverageJoesCredit wrote:
Smiley Happy SuperSmiley Happy

Now did you just go from 1k to 55k or what? Smiley Wink

Went from 40k to 55k, I think that's the biggest jump I have had with BofA.


Would you mind sharing your TU score?


Sure, TU is currently 788, went up from 777 last month.

Gardening until September 2025
Next app: Mortgage in September 2025
Message 16 of 25
ljavonna
New Contributor

Re: My goodness! BofA auto CLI to 55k

BOA uses TU for initial cc apps?
Message 17 of 25
LadyJEsq
Established Contributor

Re: My goodness! BofA auto CLI to 55k


@ljavonna wrote:
BOA uses TU for initial cc apps?

I read that they generally do EX for apps, and TU for CLIs. But as always, YMMV. 

 

Congrats OP, I second the poster who said they pass out only to get up and pass out again! Smiley LOL

**FICO 8 Scores EQ EX TU **


Message 18 of 25
12njoy
Super Contributor

Re: My goodness! BofA auto CLI to 55k

Image result for this is how we do it

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 19 of 25
JustBPatient
Established Contributor

Re: My goodness! BofA auto CLI to 55k

Very impressive!!  Congrats

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 20 of 25
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