I am new to this forum. In fact, I'm new to the whole credit card thing - I have never owned a credit card before.
A little bit about myself:
I am an international student who has only been in the US for 1 month. Having heard a lot of information about building your credit is important in the US, I have decided to start looking for ways to begin. After getting my SSN I went straight to PNC to apply for their secured credit card. It is probably not the best secured card out there, as there is a monthly fee of $3. But since I am a PNC customer I think I should probably start here.
Looking for an unsecured card, I also applied for the Discover It credit card, as I have heard good things about them being nice to starters. After a pre-approval, I went ahead and applied for the Discover It Student Cash Back yesterday. I got a message asking me to call their customer service to verify my identity. After sending all the required documents I received a message saying that they will notify me when they have a decision after 5-7 days. Today when I go check the status I got approved for $1,750!
Thank you for reading my first post and hello everybody!
