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N Sync with Synchrony

AverageJoesCredit
Mega Contributor

N Sync with Synchrony

Hey everyone, here's hoping everyone is safe and healthy. Wasnt going to post this but after reading @simplynoir  post about needing positivity out there, figure id share my recent experience which might be my last good credit news for awhile lolSmiley Wink

 

Anyhoo, 2 weeks ago i was checking my accounts and as i often do, put in cli requests for the heck of it.  After 2 years plus of denials and only hps, Synchrony finally gave me a $5k increase on my Pep Boys card! I was really shocked because this card doesnt move for anything. I was so having fun i actually put in $15k on request knowing that wasnt possible.  When it came back instantly but without full amount i was really happy. 

 

Moved on to Paypal. Im already at $10k on my MC. My PPC was at $5k and no way would they approve this as it was rejected last time and i teally dont use it. Everytime i want to use it, ie buying Dominoes online, i decide to use  my PPMC since rewards back lol. Anyhow, AJC smashing in high gear , put in $5k request....bam ...instant yes! Now $10k. Unbelievable 🤯

 

Ive achieved the Sync $10k ChallengeSmiley Wink. All Sync cards now at $10k + . Now im prime candidate for clds in current environment but at least i can say i achieved it if i have to rebuild again in future. Stay well and healthy everyone, blessings😇🙏🙋‍♂️

47 REPLIES 47
simplynoir
Community Leader
Super Contributor

Re: N Sync with Synchrony

Well done, @AverageJoesCredit! 🍸

 

And yeah I did it just to do it but with all the blah lately figured any good news is nice to share. Glad to see you're passing the torch

Message 2 of 48
ocheosa
Established Contributor

Re: N Sync with Synchrony

Veni, vidi, vici! Congratulations !!

thumb image

Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS MC, QS Visa, SavorOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cashRewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel Amex. Misc: Overstock, Target. TCL: $286K.
[6/21] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 6, EX 8, TU 1. AAoA=5y, AoOA=34y, AoYA=6m.

Business: Staples LOC. FNBO Evergreen. AmEx Amazon Prime. Quill Net30. Uline. Office Depot.TCL: $22.3K
Current Project: 21-22 Business Profile.
Message 3 of 48
chiefone4u
Established Contributor

Re: N Sync with Synchrony


@AverageJoesCredit wrote:

Hey everyone, here's hoping everyone is safe and healthy. Wasnt going to post this but after reading @simplynoir  post about needing positivity out there, figure id share my recent experience which might be my last good credit news for awhile lolSmiley Wink

 

Anyhoo, 2 weeks ago i was checking my accounts and as i often do, put in cli requests for the heck of it.  After 2 years plus of denials and only hps, Synchrony finally gave me a $5k increase on my Pep Boys card! I was really shocked because this card doesnt move for anything. I was so having fun i actually put in $15k on request knowing that wasnt possible.  When it came back instantly but without full amount i was really happy. 

 

Moved on to Paypal. Im already at $10k on my MC. My PPC was at $5k and no way would they approve this as it was rejected last time and i teally dont use it. Everytime i want to use it, ie buying Dominoes online, i decide to use  my PPMC since rewards back lol. Anyhow, AJC smashing in high gear , put in $5k request....bam ...instant yes! Now $10k. Unbelievable 🤯

 

Ive achieved the Sync $10k ChallengeSmiley Wink. All Sync cards now at $10k + . Now im prime candidate for clds in current environment but at least i can say i achieved it if i have to rebuild again in future. Stay well and healthy everyone, blessings😇🙏🙋‍♂️


Congratulations! Hopefully Synchrony will be nice and let you keep these new found limits!

BrutalBodyShots - Good Will Saturation Technique

Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 3/11/2020: EQ:695, EX:703, TU:720
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

Goal Score: 740+


Take the myFICO Fitness Challenge

Discover IT $1000Cabelas Clasic $1000Coscto Anywhere Signature Visa -Citi- $7200ExxonMobil Smartcard -Citi- $2500Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000

Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.

Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal:
August 2022 and reach 0/24
Message 4 of 48
AverageJoesCredit
Mega Contributor

Re: N Sync with Synchrony


@simplynoir wrote:

Well done, @AverageJoesCredit! 🍸

 

And yeah I did it just to do it but with all the blah lately figured any good news is nice to share. Glad to see you're passing the torch


Thanks @simplynoir  if one post can cheer up just one person it was worth it. I know at times negativity can creep up on me, im only human lol , but i know for me just coming to this forum gives me a boost even if for just a momentSmiley Happy

Message 5 of 48
AverageJoesCredit
Mega Contributor

Re: N Sync with Synchrony


@ocheosa wrote:

Veni, vidi, vici! Congratulations !!

thumb image


Grazie! 🍝🍝🍝🍝🍝😁

Message 6 of 48
M_Smart007
Epic Contributor

Re: N Sync with Synchrony

@AverageJoesCreditCongratulations!

 

That is the power of the bronze spadeSmiley Very Happy

Message 7 of 48
AverageJoesCredit
Mega Contributor

Re: N Sync with Synchrony


@chiefone4u wrote:

@AverageJoesCredit wrote:

Hey everyone, here's hoping everyone is safe and healthy. Wasnt going to post this but after reading @simplynoir  post about needing positivity out there, figure id share my recent experience which might be my last good credit news for awhile lolSmiley Wink

 

Anyhoo, 2 weeks ago i was checking my accounts and as i often do, put in cli requests for the heck of it.  After 2 years plus of denials and only hps, Synchrony finally gave me a $5k increase on my Pep Boys card! I was really shocked because this card doesnt move for anything. I was so having fun i actually put in $15k on request knowing that wasnt possible.  When it came back instantly but without full amount i was really happy. 

 

Moved on to Paypal. Im already at $10k on my MC. My PPC was at $5k and no way would they approve this as it was rejected last time and i teally dont use it. Everytime i want to use it, ie buying Dominoes online, i decide to use  my PPMC since rewards back lol. Anyhow, AJC smashing in high gear , put in $5k request....bam ...instant yes! Now $10k. Unbelievable 🤯

 

Ive achieved the Sync $10k ChallengeSmiley Wink. All Sync cards now at $10k + . Now im prime candidate for clds in current environment but at least i can say i achieved it if i have to rebuild again in future. Stay well and healthy everyone, blessings😇🙏🙋‍♂️


Congratulations! Hopefully Synchrony will be nice and let you keep these new found limits!


Lol, thanks @chiefone4u  i at least kept them at a pif mentality. Que sera!Sera!🙃

Message 8 of 48
angelwingz
Valued Contributor

Re: N Sync with Synchrony

Congratulations! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 48
bizarrocreditworld
Valued Contributor

Re: N Sync with Synchrony

Congratulations on the Synchrony triple play. It's good to know at least one lender is treating you right. 

Three months and counting...
Message 10 of 48
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