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NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

CarolynArt
Regular Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

WOW!  Congrats on that massive SL.  Navy Rocks! I was exited wth my 10K but you got 17K on the first go around - that is SPECTACULAR!!!Smiley Happy

Message 31 of 41
tenaya
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*


@RickNATL wrote:

Congrats!!!!

 

This happened to my gf some time ago.  Are you an authorized user on any other cards...?  If so, any of those limits hover near $17K?


Thanks! No, I'm not an AU currently. I was years ago, but those cards got sock-drawered and have been closed. I do have a few higher limit, maxed-out, closed CCs that I'm paying off with a payment plan. (Their util is down to about 80% now.)

 

I truly don't understand what motivated Navy's generosity, but maybe they saw that my open, current cards were at low util? And, that I was obsessively paying off my first Navy card. AND, that I didn't have many other cards so they assumed (rightly) that I'd love the heck out of this AMEX card? These are a few reasons I can think of for being approved, but as for that high of a limit...heavens, I have no idea what possessed them!


Overstock $9,750, Walmart $2.5K, Discover IT Cash Back $2.4K, NFCU Flagship $5K (formerly CashRewards), Shell (Citi) $800, NFCU More Rewards $17K, AMEX Cash Magnet $1K, Citizens Cash Back $2.8K, Amazon Store Card $4.2K, Cap1 QS $1.1K, FBNO Visa $1.6K, AMEX Blue Cash Preferred, $8K, eBay MC $800 (RIP Green Dot Platinum Secured)
Current FICO8: EQ 700, TU 700, EX 688   Current FICO9: EQ 715, EX 714
Goal for December 2019: FICO8 640-700 (reached! Fico 681!) | Goal for December 2020: FICO8 685-700 (Reached! 690!) | Goal for December 2021: FICO8 700-740
Starting Score: 539  Current Score: 690  Goal Score: 760
My credit recovery journal

Message 32 of 41
3se7ens
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

I know your shocked but the NFCU are the best at what they do. CONGRATS!! Smiley Wink

EQ.-755  |  TU.-751  |  EX.-710

Message 33 of 41
Boisvert
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

NFCU will be loyal to you, if you are loyal to them. That's a great starting line! Congrats!

My signature is only for inspiration.
  
  
Credit Repair Tracker: Don't get discouraged: 220pts gained to 800!


MYFICO Proud Garden Club Member: 

Message 34 of 41
BreakingTheCycle
New Member

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

OMG!! Congrats!

 

You give me hope for a nice credit line when I'm ready to apply for my second card

Starting Score: 08/19 EQ 671 TU 661 EX 655
Current Score: 11/19 EQ 684 TU 662 EX 661
Goal Score: 700 Across The Board!


Take the myFICO Fitness Challenge
Message 35 of 41
Medic981
Valued Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Go Navy.jpg

 

















Your FICO credit scores are not just numbers, it’s a skill.

Message 36 of 41
Gotham-
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Navy ❤️ Is the High Standard
And such a beacon for all !!! Kinda like that
Beacon that shines in Gotham! 😉

Congrats to you and the Massive SL

You are BAT ATTACK APPROVED!!!
🦇🦇🦇🥊💥🥊💥🥊💥✅✅✅


2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800


Take the myFICO Fitness Challenge












Message 37 of 41
newfossil
Valued Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Congratulations!!



Starting score - May 2018

June 2020

AAoA - 1 year 3 months
Message 38 of 41
angelwingz
Valued Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Congratulations on your approval and an AMAZING SL! Enjoy 😊



My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 39 of 41
tenaya
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Thanks again, everyone!

 

It's been over three months since I first got the card. I made the minimum spend to get the sign-up bonus. They posted my bonus recently. (I think it's the next statement after you meet the 3 months' minimum spend.) I still love the heck out of this card as well as my Navy MC!


Overstock $9,750, Walmart $2.5K, Discover IT Cash Back $2.4K, NFCU Flagship $5K (formerly CashRewards), Shell (Citi) $800, NFCU More Rewards $17K, AMEX Cash Magnet $1K, Citizens Cash Back $2.8K, Amazon Store Card $4.2K, Cap1 QS $1.1K, FBNO Visa $1.6K, AMEX Blue Cash Preferred, $8K, eBay MC $800 (RIP Green Dot Platinum Secured)
Current FICO8: EQ 700, TU 700, EX 688   Current FICO9: EQ 715, EX 714
Goal for December 2019: FICO8 640-700 (reached! Fico 681!) | Goal for December 2020: FICO8 685-700 (Reached! 690!) | Goal for December 2021: FICO8 700-740
Starting Score: 539  Current Score: 690  Goal Score: 760
My credit recovery journal

Message 40 of 41
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