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NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

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Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Congrats!
Message 21 of 35
Valued Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Congrats ! ! !

 

 

navy-fed-612x281.jpg

Go Navy!!!



















Your FICO credit scores are not just numbers, it’s a skill.

Message 22 of 35
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*


@AverageJoesCredit wrote:
Awesome jobSmiley Happy if that is the lowest apr for the card you wont get your internal score fyi. I love when LIErs get true loveSmiley Happy. Very few of us here on myFico and when one of us succeeds, a credit angel gets its wingsSmiley Happy

Thanks! I didn't get the lowest APR (but pretty low!) so I'm curious to see what my internal score is.

 

Yes, it really is encouraging and nice to see that a low-income person can still get the love! To be honest when I read a lot of the approval stories, I sometimes think to myself, "That's great but I wonder what the story would be if they earned what I earn?" So that's another reason why I wanted to give my DPs—for other LIEers like us! LOL I like the credit angel bit! Cat LOL

FICO8: Nov 20, 2018:
FICO8: Nov 20, 2019:
FICO8: Jan 25, 2020:
Goal for December 2019: FICO8 640-700 (reached! Fico 681!)
Goal for December 2020: FICO8 685-710
Overstock Store Card, $2,250Walmart Store Card, $500 limitDiscover IT Cash Back, $2000Navy Fed cashRewards, $2000Shell Citi store card, $800Navy More Rewards, $17,000RIP Green Dot Platinum
Overstock $4,250, Walmart $500, Discover IT Cash Back $2400, Navy Fed cashRewards $2000, Shell (Citi) Fuel Rewards $800, Navy More Rewards $17,000, (RIP Green Dot Platinum Secured)

Starting Score: 539
Current Score: 676
Goal Score: 760


Take the myFICO Fitness Challenge   |   My credit recovery journal

Message 23 of 35
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*


@Shooting-For-800 wrote:

@spiritcraft1 wrote:

Congrats.  Share your internal NFCU score when you get it if you could.  It will come on an announcement mailer.


 

Scores don’t matter.

 

I had 745 Fico and 333 internal when I got $1k card.

 

92 days later, I got $2k cli and $20k flagship with lower Fico and lower internal score and more inquiries and more debt (0%).

 

Its all about relationship.


I think it is, though I don't understand it all. I know that I was "all in" with Navy, using my card all the time, using my checking regularly, and showing my Navy account lots of attention and love. 

FICO8: Nov 20, 2018:
FICO8: Nov 20, 2019:
FICO8: Jan 25, 2020:
Goal for December 2019: FICO8 640-700 (reached! Fico 681!)
Goal for December 2020: FICO8 685-710
Overstock Store Card, $2,250Walmart Store Card, $500 limitDiscover IT Cash Back, $2000Navy Fed cashRewards, $2000Shell Citi store card, $800Navy More Rewards, $17,000RIP Green Dot Platinum
Overstock $4,250, Walmart $500, Discover IT Cash Back $2400, Navy Fed cashRewards $2000, Shell (Citi) Fuel Rewards $800, Navy More Rewards $17,000, (RIP Green Dot Platinum Secured)

Starting Score: 539
Current Score: 676
Goal Score: 760


Take the myFICO Fitness Challenge   |   My credit recovery journal

Message 24 of 35
Senior Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Well done!!! Congrats!


Message 25 of 35
Senior Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Congrats on your approval and Monster SL !!!

Navy Strikes again

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 26 of 35
Super Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Lol @tenaya I told you that you didn't have anything to worry about!

 

Congrats on an absolutely epic approval!



01/2019:
1/2020:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 27 of 35
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*


@Saeren wrote:

Lol @tenaya I told you that you didn't have anything to worry about!

 

Congrats on an absolutely epic approval!


You sure did! LOL! Thanks again for the encouragement!

 

Thanks again to everyone else for their lovely comments!

FICO8: Nov 20, 2018:
FICO8: Nov 20, 2019:
FICO8: Jan 25, 2020:
Goal for December 2019: FICO8 640-700 (reached! Fico 681!)
Goal for December 2020: FICO8 685-710
Overstock Store Card, $2,250Walmart Store Card, $500 limitDiscover IT Cash Back, $2000Navy Fed cashRewards, $2000Shell Citi store card, $800Navy More Rewards, $17,000RIP Green Dot Platinum
Overstock $4,250, Walmart $500, Discover IT Cash Back $2400, Navy Fed cashRewards $2000, Shell (Citi) Fuel Rewards $800, Navy More Rewards $17,000, (RIP Green Dot Platinum Secured)

Starting Score: 539
Current Score: 676
Goal Score: 760


Take the myFICO Fitness Challenge   |   My credit recovery journal

Message 28 of 35
Regular Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*


Scores don’t matter.

 

I had 745 Fico and 333 internal when I got $1k card.

 

92 days later, I got $2k cli and $20k flagship with lower Fico and lower internal score and more inquiries and more debt (0%).

 

Its all about relationship.


This I would definitely agree with. I have no idea what my internal score is, haven't seen it anywhere, but I would say that the only reason I got this limit is because I have been having majority of my paycheck's going into that account and I didn't hop on right away.




FICO Scores (current as of November 30, 2019): Equifax: 765 | Experian: 776 | TransUnion: 747


Message 29 of 35
Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Congrats!!!!

 

This happened to my gf some time ago.  Are you an authorized user on any other cards...?  If so, any of those limits hover near $17K?

Message 30 of 35
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