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NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

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Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

WOW!  Congrats on that massive SL.  Navy Rocks! I was exited wth my 10K but you got 17K on the first go around - that is SPECTACULAR!!!Smiley Happy

Message 31 of 41
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Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*


@RickNATL wrote:

Congrats!!!!

 

This happened to my gf some time ago.  Are you an authorized user on any other cards...?  If so, any of those limits hover near $17K?


Thanks! No, I'm not an AU currently. I was years ago, but those cards got sock-drawered and have been closed. I do have a few higher limit, maxed-out, closed CCs that I'm paying off with a payment plan. (Their util is down to about 80% now.)

 

I truly don't understand what motivated Navy's generosity, but maybe they saw that my open, current cards were at low util? And, that I was obsessively paying off my first Navy card. AND, that I didn't have many other cards so they assumed (rightly) that I'd love the heck out of this AMEX card? These are a few reasons I can think of for being approved, but as for that high of a limit...heavens, I have no idea what possessed them!

FICO8: Nov 20, 2018:
FICO8: Nov 20, 2019:
FICO8: May 3, 2020:
Goal for December 2019: FICO8 640-700 (reached! Fico 681!)
Goal for December 2020: FICO8 685-710
Overstock Store Card, $2,250Walmart Store Card, $500 limitDiscover IT Cash Back, $2000Navy Fed cashRewards, $2000Shell Citi store card, $800Navy More Rewards, $17,000AMEX Cash Magnet, $1000Citizens Bank, $2,800Amazon Prime Store Card, 1700Cap1 QS, $1000FBNO Visa, $1600RIP Green Dot Platinum
Overstock $7,750, Walmart $500, Discover IT Cash Back $2400, Navy Fed cashRewards $2000, Shell (Citi) Fuel Rewards $800, Navy More Rewards $17,000, AMEX Cash Magnet $1000, Citizens Bank Cash Back $2,800, Amazon Store Card $1700, Cap1 QS $1000, FBNO Visa $1600, (RIP Green Dot Platinum Secured)

Starting Score: 539
Current Score: 678
Goal Score: 760


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Message 32 of 41
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Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

I know your shocked but the NFCU are the best at what they do. CONGRATS!! Smiley Wink

 



 

Message 33 of 41
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Regular Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

NFCU will be loyal to you, if you are loyal to them. That's a great starting line! Congrats!

   
Credit Repair Tracker: Don't get discouraged: 220pts gained to 780!


MYFICO Proud Garden Club Member: 

Message 34 of 41
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New Member

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

OMG!! Congrats!

 

You give me hope for a nice credit line when I'm ready to apply for my second card

Starting Score: 08/19 EQ 671 TU 661 EX 655
Current Score: 11/19 EQ 684 TU 662 EX 661
Goal Score: 700 Across The Board!


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Message 35 of 41
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Valued Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Go Navy.jpg

 

















Your FICO credit scores are not just numbers, it’s a skill.

Message 36 of 41
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Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Navy ❤️ Is the High Standard
And such a beacon for all !!! Kinda like that
Beacon that shines in Gotham! 😉

Congrats to you and the Massive SL

You are BAT ATTACK APPROVED!!!
🦇🦇🦇🥊💥🥊💥🥊💥✅✅✅


2018 Dec Starting Score: 700
Current Score: 768
Achieved Goal Score 2020: 800


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Message 37 of 41
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Established Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Congratulations!!



Starting score - May 2018

Feb 2020

AAoA - 7 months
Message 38 of 41
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Valued Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Congratulations on your approval and an AMAZING SL! Enjoy 😊




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 39 of 41
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Frequent Contributor

Re: NAVY FED!!! NAVY FED!!! *SHOCKED AND SPEECHLESS*

Thanks again, everyone!

 

It's been over three months since I first got the card. I made the minimum spend to get the sign-up bonus. They posted my bonus recently. (I think it's the next statement after you meet the 3 months' minimum spend.) I still love the heck out of this card as well as my Navy MC!

FICO8: Nov 20, 2018:
FICO8: Nov 20, 2019:
FICO8: May 3, 2020:
Goal for December 2019: FICO8 640-700 (reached! Fico 681!)
Goal for December 2020: FICO8 685-710
Overstock Store Card, $2,250Walmart Store Card, $500 limitDiscover IT Cash Back, $2000Navy Fed cashRewards, $2000Shell Citi store card, $800Navy More Rewards, $17,000AMEX Cash Magnet, $1000Citizens Bank, $2,800Amazon Prime Store Card, 1700Cap1 QS, $1000FBNO Visa, $1600RIP Green Dot Platinum
Overstock $7,750, Walmart $500, Discover IT Cash Back $2400, Navy Fed cashRewards $2000, Shell (Citi) Fuel Rewards $800, Navy More Rewards $17,000, AMEX Cash Magnet $1000, Citizens Bank Cash Back $2,800, Amazon Store Card $1700, Cap1 QS $1000, FBNO Visa $1600, (RIP Green Dot Platinum Secured)

Starting Score: 539
Current Score: 678
Goal Score: 760


Take the myFICO Fitness Challenge   |   My credit recovery journal

Message 40 of 41
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