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NAVY FEDERAL CLI AND GO REWARDS

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Valued Member

NAVY FEDERAL CLI AND GO REWARDS

Applied for a cli at 95 days of account opening and was approved for a $2500 increase and then applied for the go rewards cc and was approved for 10k. This is my highest credit limit. Also applied to have my cloc increased to the max but was declined. Thinking about re-applying for a lower amount. 

 

I have been a navy federal member for a little over 3 months. When I applied for my cli my card was at 87% uti and was last reported at 45%. I have always kept a balance on the card, but paid more than the minimum. On the website it has my score at 633. 

 

**forgot to add that the cli was not instant. It went to pending and then I logged in 24hrs later and saw the increase in available credit. 

15 REPLIES 15
Senior Contributor

Re: NAVY FEDERAL CLI AND GO REWARDS

Congrats on CLI and Go rewards Approval

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 16
Valued Contributor

Re: NAVY FEDERAL CLI AND GO REWARDS

Congrats. I love Navy Fed. 



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 3 of 16
Valued Contributor

Re: NAVY FEDERAL CLI AND GO REWARDS

Woo-Hoo!!!

Bravo to you!!!  Nice SL on the 2nd card too!

 

CHEERS




Message 4 of 16
Community Leader
Super Contributor

Re: NAVY FEDERAL CLI AND GO REWARDS

Congrats, 3 months with Navy I accomplished more than 2 years with Penfed lol. Navy rocksSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 16
Valued Member

Re: NAVY FEDERAL CLI AND GO REWARDS

Did they used the previous HP or a new one? They seeem to not like me as much.
Starting Score: 634 649 654
Current score: 664 653 654
Goal score: 700+
I can do all things through Christ who strengthens me. Phil 4:13
Message 6 of 16
Community Leader
Super Contributor

Re: NAVY FEDERAL CLI AND GO REWARDS

Congrats that is awesome.  A CLI and a new card with a nice SL.  I would say the decline on the CLOC was not due to the limit but the CLI and the new card took what you had available with your internal limit. Luckily that isnt set in stone and I'd say let that build back up for a month or two and you'll get the CLOC CLI no problem.

 

@Queen    Navy is HP happy, they pull for everything. The only time you get SP is after an AR, and even then it could still be a HP if you dont have any internal limit for them to give you. 






Message 7 of 16
Valued Member

Re: NAVY FEDERAL CLI AND GO REWARDS

Thanks Jago22!
Starting Score: 634 649 654
Current score: 664 653 654
Goal score: 700+
I can do all things through Christ who strengthens me. Phil 4:13
Message 8 of 16
Senior Contributor

Re: NAVY FEDERAL CLI AND GO REWARDS

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 9 of 16
Established Contributor

Re: NAVY FEDERAL CLI AND GO REWARDS

Double Happiness!!! Congrats!





Amex Platinum NSPL || Amex Everyday $10K || Amex BonVoy $16K || Aviator AA $7.6K || Citi AA $7.2K || Citi Costco $5.5K || NFCU CashReward $26K || Blispay $5K || Discover $10.8K || Paypal Credit $7.6K || VS card $4.1K || Walmart store $8.5K ||
Message 10 of 16
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