Applied for a cli at 95 days of account opening and was approved for a $2500 increase and then applied for the go rewards cc and was approved for 10k. This is my highest credit limit. Also applied to have my cloc increased to the max but was declined. Thinking about re-applying for a lower amount.
I have been a navy federal member for a little over 3 months. When I applied for my cli my card was at 87% uti and was last reported at 45%. I have always kept a balance on the card, but paid more than the minimum. On the website it has my score at 633.
**forgot to add that the cli was not instant. It went to pending and then I logged in 24hrs later and saw the increase in available credit.
Congrats on CLI and Go rewards Approval
Congrats. I love Navy Fed.
Congrats that is awesome. A CLI and a new card with a nice SL. I would say the decline on the CLOC was not due to the limit but the CLI and the new card took what you had available with your internal limit. Luckily that isnt set in stone and I'd say let that build back up for a month or two and you'll get the CLOC CLI no problem.
@Queen Navy is HP happy, they pull for everything. The only time you get SP is after an AR, and even then it could still be a HP if you dont have any internal limit for them to give you.
Double Happiness!!! Congrats!