Okay.. hear me out cause I think this was best for my sitch (or at least that's the story I'm sticking to )
I've really been salty about not doing my research before apping for the GO Rewards instead of the MORE Rewards. But, here's my problem:
Thanks to @Creditaddict's "Navy thread" & @credit_is_crack's "Which Banks Pull which reports" thread, I checked my TU9 and discovered it was my highest score with lowest amount of inq's. For reference:
Time for Money Moves Sunday (All done by phone)
TU F9 - 714
2 INQ - May & Sept '19
Derog's - 5 +120 late installment payments 10/2014 - 5/2015
Revolving - 1 CC reporting 3% UTI (PIF each month)
Installment - 2 Student Loans ($574/$1,750) ($9,034/$9,500)
Closed Account - 3 defaulted student loans (concurrent to late payments mentioned above), 2 vehicle (positive)
AoOA - 12 yrs
AoYA - 1 mo.
Congrats on your approval!
Thanks Jag! Wish my DH felt the same joy for me. He's very competitive & I think he's salty now. lol