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NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

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Member

NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Pulled the trigger for the NBAZ Reserve Visa Signature. Submitted online app and instantly approved with an SL of $26,500 / 11.99% APR. They pulled EXP for my app. 4/6, 11/24.

 

  • Get $500 or 50,000 points when you spend $5,000 within the first 90 days
  • Earn 3% cash or 3X points on travel and dining purchases
  • Earn 2% cash or 2X points on everything else
  • $250 annual travel credit
  • No blackout dates or restrictions on redemption
  • Complimentary Priority Pass Select Lounge Access
  • Metal Card

Application Link: https://www.nbarizona.com/personal/credit-cards/premium-card-suite/reserve-card/

 

The Card is issued by Zions Bank N.A. and this particular card is geofenced for Arizona Residents only. However, Zions Bank offers this card through their sister banks below:

 

1. Zions Bank (For those who live in Utah, Idaho or Wyoming)

https://www.zionsbank.com/personal-banking/credit-cards/zionsbankpremiumcardsuite/reservevisacard/

 

2. Nevada State Bank (For those who live in Nevada)

https://www.nsbank.com/personal/borrow/credit-cards/reserve/

 

3.  Amegy Bank (For those who live in Texas)

https://www.amegybank.com/personal/credit-cards/premium-credit-cards/reserve-credit-card/

 

4.  Vectra Bank (For those who live in Colorado or New Mexico)

https://www.vectrabank.com/personal-banking/loans/credit-card-reserve.jsp

 

5.  California Bank & Trust (For those who live in California)

https://www.calbanktrust.com/personal-banking/credit-cards/reserve-card/

 

It seems like this card greatly competes with the Chase Reserve card and is available from a bank who doesn't discriminate like Chase's 5/24 policy does.

CURRENT FICO SCORES (as of May 15, 2020):
767 EXP - 710 EQ - 786 TU

CURRENT CARDS IN WALLET:
- American Express Platinum Card ($ n/a) (for airport lounges and 5x on Hotel/Flights)
- American Express Gold Card ($ n/a) (for 4x dining and supermarket purchases)
- American Express Delta Skymiles Reserve ($6k) (Delta flights)
- Apple Card Titanium MasterCard ($20k) (Apple Pay purchases)
- AOD FCU Visa Signature ($20k) (3% Cashback on Everything)
- Barclays AAdvantage Silver Aviator World Elite MasterCard ($8.5k)
- Barclays Uber Visa Signature ($25k)
- BMO Harris Premier Premium Rewards World Elite MasterCard ($30k) (becoming my everyday go to card) -> CLI at 181 days from $20k to $30k)
- Citi Prestige World Elite MasterCard ($42.4k) (for everyday purchases)
- Discover IT Gold Card ($5k)
- First Tech Odyssey Rewards World Elite Mastercard ($30k)
- Mountain American Credit Union Rewards Visa ($10k)
-SECU (Maryland) Cash Back Visa ($15k)
- TIAA Bank Rewards Visa ($22.5k)
- PedFed Visa Gold ($30k) (for fee free cash advances while traveling)
- USAA Limitless Visa Signature ($27k) (for everyday purchases)
- USAA Cashback Plus American Express ($20k) (for 3x fuel purchases)

CARDS IN THE DRAWER:
- Capital One MasterCard ($3.7k)(Opened in 2008)
- Wells Fargo Visa Signature ($10.5k) (Opened in 2009)


OF INTEREST:
Chase won't give me a bone and Bank of America canceled both of my credit cards for "credit abuse" (maxing out CL's and promptly paying off in full).
23 REPLIES 23
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Moderator

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Nice approval... Mainly for the bonus imho as other cards with no AF can fill the voids such as AOD you have.  Never heard of that bank as use to live in scottsdale although some time back, but still visit a few times a year.

 

Enjoy the new card!

Message 2 of 24
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Mega Contributor

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Congratulations on your approval! ...

Message 3 of 24
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Valued Contributor

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)


@LandifiedAZ wrote:

... NBAZ Reserve Visa Signature ... approved with an SL of $26,500 / 11.99% APR ...


Beautiful approval -- Congrats! & thanks for the extensive DPs and links. Smiley Happy 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 4 of 24
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Frequent Contributor

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Congratulations on your approval

Amex Blue Cash $28k
Chase FU $11.2k
BOA Cash Rewards $20k
Comenity BJ's Perks Plus M/C $10k
Cap1 QS $750 (AU), BOA Auto
March. 2020 TU 781, EX 775, EQ 776
INQ 1/6, 1/12, 2/24.......TU-0, EX-2 EQ-2
Message 5 of 24
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Moderator

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Excellent SL on it, grats Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 6 of 24
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Established Contributor

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Congrats, excellent approval and SUB!













Message 7 of 24
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Super Contributor

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Congratulations on your approval!
Message 8 of 24
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Valued Contributor

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Congrats on the approval and nice SL!!

Message 9 of 24
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Established Contributor

Re: NBAZ Reserve Visa Siggy Approved (SL $26.5k, $500 Bonus!)

Congratulations on your NBAZ Reserve approval and nice SL!



Current FICO 8:

Credit Age (TU):

Inquiries:


Message 10 of 24
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