NCFU and Citi AAdvantage approvals

ladeea · ‎02-02-2020

hello everyone,

This is my first post, joined my Fico about six months ago and have been a full time lurker since then. Started my rebuild late 2017 with a 536 score. First let me thank all of you wonderful people who have helped me on my rebuild, I have listened and learned. Today I decided to bite the bullet and apply for a NFCU More Awards American Express Card a d was instantly approved for $25,000, I couldn't breath for a minute. Decided to try for Citi AADVANTAGE because I received an invitation to apply and was instantly approved for $5999.00. I currently hold a Cap One,$501.00, Merrick, $1400, QSilver $600,DiscoverIt, $600.00 has not unsecured since Oct. 2017, PayPal $1400 and Mission Lane$500.00.

My scores are: EX 718, EX 669 TU 600. Citi pulled Ex, Navy TU. Thank you Community for all you wonderful advice.

Anonymous · ‎02-02-2020

Congratulations on your approvals and sweet SL! 👍

thornback · ‎02-02-2020

Congrats on your approvals & rebuild successes! $5999 😂, what an odd SL... like, would it have broken the bank to add $1? That would drive me insane.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

AllZero · ‎02-02-2020

Congratulations on your approvals!

ladeea · ‎02-02-2020

It does kind of get to me, but hey I'm in the door🤣🤣

Anonymous · ‎02-02-2020

CONGRATS!

Awesome rebuild... congrats on that also.

Which CB did Citi pull? I get mailer weekly from them and BOA... may try one soon.

Anonymous · ‎02-02-2020

+1

@thornback wrote:
Congrats on your approvals & rebuild successes! $5999 😂, what an odd SL... like, would it have broken the bank to add $1? That would drive me insane.

Traveler101 · ‎02-02-2020

Congrats!

ladeea · ‎02-02-2020

Thank you, Citi pulled from EX, which is my best score, I have a 2018 setteled ERC account from ATT $237 settled for $118.00 and two 30 day lates from 2016 and 2017.

Anonymous · ‎02-02-2020

Congrats on your monster NFCU More Rewards and Citi AAdvantage approvals!